Why are here lower insurance rates on a minivan compared to an SUV?
Answers: Statistics show lower claims and lower payouts for minivans, than SUV's. Source(s): agent, 21+ years
Because mini vans are uncool...no one really wants to drive a mini van. Insurance inhabitants feel sorry for those who do so they give them a break on the insurance.
It has to deal near the cost of claims; which is a function of the cost to repair, frequency of crashes, and the types of injuries that occur.
Minivans, typically are safe vehicle, and have low repair costs. SUV's, are subject to more roll-overs, and typically have a better repair cost.
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