Will a hemi engine effect my insurance rates??

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* Member since: November 06, 2006
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SNIPES8
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Hemi engine insurance?

will the fact that i am considering a dodge knock against 1500 with a hemi make a difference contained by the insurance cost if there wasnt a hemi engine under the hood, the truck is a 4wd dodge 1500 slt near the big engine, i am currently in a v6 4wd 2000 ford explorer, how much will the rates change? im a 22 yr. outdated male.
Answers:
yes and no

it don't suppose to but they may sneak this in as an issue!

usually how new it is
the color
age
and a coupe will play a division on rip offs opps I mean insurance!
No the engine size should make no difference in the insurance costs of a truck. Now if it be a Hemi Charger, you'd be paying moree money.
I doubt if the insurance should budge up too much but I would call your insurance co. and check with them back you buy the new truck.
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Most likely it would. It isn't individual the performance factor but also the increased chance of vehicle stealing which will make your rates higher.

Its not just engine size that will effect your insurance rates but also certain options close to custom rims and interior packages too.
YES IT WILL AFFECT YOUR RATES BOTH WITH THE HEMI AND THE 4X4.

I WOULD SUSPECT AT LEAST A 20% INCREASE. Source(s): 923


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