When does insurance rates progress down?

I been in an happenstance in 2006 and I was looking for insurance quote for smaller amount and I wanted to know if it will lower in 3-5 years. start beside a clean slate.

Thanks
Answers:
-after turning 25
-if you take a defensive driving course
-if you append someone to your policy
-TIME
3 years after the date of accident , or after conviction date, whichever is last. When contained by 2006? don't even apply til after the date! Source(s): 25 years agent
It can have effect on your transcript for up to 7 years. You are correct that after 3 years, you should receive a discount for being accident free but the discount will come rotten of your higher premium. All and all, you won't be paying like peas in a pod as someone who never had an accident and be accident free for 3 years. Probably the best thing would be to look to another delivery service after 3 years and see if they quote you lower. Source(s): http://www.carinsurancequote.net/car-ins…
As your car ages, rates go down.

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