Will a insurance collision claim of $1300 bump up my rates? I own a $500 deductable. they will money $800 total

Answers: it sure will... any time the insurance company makes a wage out means that you will make the wage out.
anytime you have a claim against your insurance policy your insurance rate will go up contained by two different ways, one they will either remove certain discounts or they will surcharge your insurance policy. They will do this on your subsequent insurance renwal so till then you should shop for insurance. Check out globalwideinsurance. com
It depends on your state's regulations. For example, in CA, you must be more than 51% at fault and the TOTAL damages remunerated must be more than $750 for the insurance companies to raise your premium.

You have explained that your collision coverage will rate $800 - was there property wound or injuries to anyone else involved in the accident that will be salaried out on your liability coverage? If so, most likely your premiums will increase. The best person to ask this of, is your agent, they manipulate premiums - if you ask your claims adjuster - they will refer you to your agent.
haha loser

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