I get a quote for possession go insurance for 20 years?
...and it cost $5717.28 is that what I'm supposed to pay monthly or yearly or for the together 20 years?
Answers:
For non-tobacco, $500,000 policy for 20 years I hold run a quote and it would cost $166.25/month or $1995 per year. Seems as though you may be paying too much. How much insurance do you have? Does your child live with you?
The best rates are available near some companies if you take blood pressure medication and it is controlled.
As far as the $5717.28 is concerned, how much is the death benefit of the policy? Source(s): Experience: http://www.LifeInsuranceAdvisors.com
If your healthy that's probably the term cost. If you hold cancer, its probably the monthly cost. (-= hope you dont have cancer!
First stale. get out of term! you are assuming you will die within twenty years? That better be over twenty years(your payment) Do you have kids? then possibly some term. talk to more than one guide. it's easy to get mired in their charts and sales pitch. Look into IRAs and conceivably only a 25,000 dollar policy(for funeral,credit card debts etc.) If you are under 45 lacking kids. Bail Out! If not. Go for life
That is expensive for a $50,000 policy but cheap for a $50,000,000 policy.
You really need to talk to a financial professional nearly the amount and TYPE of insurance that will best help you reach your GOALS.
Have you considered DISABILITY insurance if you become unqualified to work but don't die? Have you considered how you will pay your future medical bills when you are retired? (Medicare does not cover everything).
You didn't say how much coverage you are getting for this rate. You have a preexisting condition beside your blood pressure. Your height & weight are crucial factors in rating duration insurance. Do you have any additional riders on your policy? Your occupation, traffic violation, accidents & DUI's play a major role.
Without knowing these optional things, you should be getting at least $500K to $750K in coverage on a 20 occupancy policy. Source(s): 10 years insurance experience
Not sure. We pay around $130 per month for 400,000 on me and 300,000 on my wife. We are in our late 30s and relatively able-bodied.
So that amount does not seem to fit into any of the timeframes. How much are you getting? Do you have condition issues?
How is it possible that you are going to do business with someone who can't answer these question for you? If your agent can't explain this well, how will they be handling your claim? For the love of all to be exact right in the business world, please deal next to an agent who is knowledgeable, trustworthy, and answers your questions fully.
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Answers:
For non-tobacco, $500,000 policy for 20 years I hold run a quote and it would cost $166.25/month or $1995 per year. Seems as though you may be paying too much. How much insurance do you have? Does your child live with you?
The best rates are available near some companies if you take blood pressure medication and it is controlled.
As far as the $5717.28 is concerned, how much is the death benefit of the policy? Source(s): Experience: http://www.LifeInsuranceAdvisors.com
If your healthy that's probably the term cost. If you hold cancer, its probably the monthly cost. (-= hope you dont have cancer!
First stale. get out of term! you are assuming you will die within twenty years? That better be over twenty years(your payment) Do you have kids? then possibly some term. talk to more than one guide. it's easy to get mired in their charts and sales pitch. Look into IRAs and conceivably only a 25,000 dollar policy(for funeral,credit card debts etc.) If you are under 45 lacking kids. Bail Out! If not. Go for life
That is expensive for a $50,000 policy but cheap for a $50,000,000 policy.
You really need to talk to a financial professional nearly the amount and TYPE of insurance that will best help you reach your GOALS.
Have you considered DISABILITY insurance if you become unqualified to work but don't die? Have you considered how you will pay your future medical bills when you are retired? (Medicare does not cover everything).
You didn't say how much coverage you are getting for this rate. You have a preexisting condition beside your blood pressure. Your height & weight are crucial factors in rating duration insurance. Do you have any additional riders on your policy? Your occupation, traffic violation, accidents & DUI's play a major role.
Without knowing these optional things, you should be getting at least $500K to $750K in coverage on a 20 occupancy policy. Source(s): 10 years insurance experience
Not sure. We pay around $130 per month for 400,000 on me and 300,000 on my wife. We are in our late 30s and relatively able-bodied.
So that amount does not seem to fit into any of the timeframes. How much are you getting? Do you have condition issues?
How is it possible that you are going to do business with someone who can't answer these question for you? If your agent can't explain this well, how will they be handling your claim? For the love of all to be exact right in the business world, please deal next to an agent who is knowledgeable, trustworthy, and answers your questions fully.
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