What kind of occupation lower your insurance quote?
When you get a quote, some insurance companies ask for your occupation, even if you tell them you're not employed within the "professional entertainment industry".
What kinds of occupations would achieve you a lower quote, assuming that it actually effects the price since i dont see any other reason why they would ask
extramural: not thinking of lying to any insurance companies im just curious
Answers:
I'm not sure that occupation would apply for motorcycle insurance since that's considered a higher risk as it is... however, usually occupations that hang on to you out of the road are considered low risk. Like teachers, librarians... :) Source(s): 12 yrs in customer claims/insurance agent and agency owner
http://www.associatedcontent.com/article…
Are you talking about natural life insurance?
Occupations don't lower your rates - they raise them. Some occupations that would bump up your rates include:
Being a test pilot
Being a stunt double
Being a police officer or firefighter
Being a commercial fisherman
Being a race coupé driver, or a jockey
**Car insurance, ok, it still won't lower your rates, but it can raise your rates, or flat out make you ineligible for coverage. If you use your sports car for business, like a salesperson, it makes the rates stir up. If you use it for business, like pizza delivery or jitney, they flat out won't cover you.**
As a rule occupation is generally not a rating factor for motorcycle insurance rates. That self said there are companies that offer preferred auto insurance rates to member of college alumni associations and members of professional organizations so background and occupation are not rating factors but they do allow you to qualify for "preferred" rates with some companies.
Typical factor that will affect your motorcycle rates are:
Your driving record
Driving record of others within your household
The length of your contract (annual vs seasonal)
Make & model of your motorcycle
Where you live
Your credit score
Annual miles
How you choose to pay for the premium (full rate vs installments)..
What KIND of insurance are you conversation about? Life? Medical? Auto?
Related Questions:
What kinds of occupations would achieve you a lower quote, assuming that it actually effects the price since i dont see any other reason why they would ask
extramural: not thinking of lying to any insurance companies im just curious
Answers:
I'm not sure that occupation would apply for motorcycle insurance since that's considered a higher risk as it is... however, usually occupations that hang on to you out of the road are considered low risk. Like teachers, librarians... :) Source(s): 12 yrs in customer claims/insurance agent and agency owner
http://www.associatedcontent.com/article…
Are you talking about natural life insurance?
Occupations don't lower your rates - they raise them. Some occupations that would bump up your rates include:
Being a test pilot
Being a stunt double
Being a police officer or firefighter
Being a commercial fisherman
Being a race coupé driver, or a jockey
**Car insurance, ok, it still won't lower your rates, but it can raise your rates, or flat out make you ineligible for coverage. If you use your sports car for business, like a salesperson, it makes the rates stir up. If you use it for business, like pizza delivery or jitney, they flat out won't cover you.**
As a rule occupation is generally not a rating factor for motorcycle insurance rates. That self said there are companies that offer preferred auto insurance rates to member of college alumni associations and members of professional organizations so background and occupation are not rating factors but they do allow you to qualify for "preferred" rates with some companies.
Typical factor that will affect your motorcycle rates are:
Your driving record
Driving record of others within your household
The length of your contract (annual vs seasonal)
Make & model of your motorcycle
Where you live
Your credit score
Annual miles
How you choose to pay for the premium (full rate vs installments)..
What KIND of insurance are you conversation about? Life? Medical? Auto?
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