Can Someone who is within the Country Illegaly Sell/do Quote for an Insurance Company?
in other words, Can you Sell insurance with out a license? or do quotes for an Agent contained by another Language, or does the quote have to be done and interpreted by the Actual Agent?
Answers:
No, you cannot sell insurance without a license. You can translate, but the agent have to be right there.
QUOTES can be done by anyone.
The actual guidelines vary by state, but in general you have to have a license to distribute advice about limitations, explain coverages, take money, or sign applications. Source(s): agent, 21+ years
In California you can not quote or bind or go insurance unless you are a licensed insurance agent. Someone maybe able to translate but to be precise it. I believe that most states are like California. You have to hold a license even for a quote. Source(s): www.insurance.ca.gov
It seems that you are asking if an unlicensed customer service representative can present an insurance quotation. Most states will allow this if in that is a licensed agent on the premises. However the customer service representative cannot legally bind the company, only a licensed agent can do that. Source(s): 35 years insurance industry experience
Related Questions:
Answers:
No, you cannot sell insurance without a license. You can translate, but the agent have to be right there.
QUOTES can be done by anyone.
The actual guidelines vary by state, but in general you have to have a license to distribute advice about limitations, explain coverages, take money, or sign applications. Source(s): agent, 21+ years
In California you can not quote or bind or go insurance unless you are a licensed insurance agent. Someone maybe able to translate but to be precise it. I believe that most states are like California. You have to hold a license even for a quote. Source(s): www.insurance.ca.gov
It seems that you are asking if an unlicensed customer service representative can present an insurance quotation. Most states will allow this if in that is a licensed agent on the premises. However the customer service representative cannot legally bind the company, only a licensed agent can do that. Source(s): 35 years insurance industry experience
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