What newer-model SUV will grant me low insurance quotes?

I've recently begun looking for a new-ish SUV (2005-2007). I just now found a great car, but the insurance quote from a broker was ridiculous. My driving isn't that great. So immediately my only option is to metamorphose the car I want for more affordable insurance. Are there specific models or brands that will abandon more affordable insurance rates? Maybe due to safety ratings or reliability or something? Also, once I turn 25, how much will that affect my insurance cost (I'm 23 now)?

Any help would be greatly appreciated!
Answers:
At 25 you ins. should progress down. Now your rates are mostly affected by safety ratings. Toyota's are the safest, according to Ins. Institute. And no 4 x 4's, that will really walk your rate.


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