I want to attain insurance for 10 acres of deserted territory within Scottsdale, Arizona. Where can I catch a quote?
Answers: If the land is vacant, exactly what are you going to insure? Or are you chitchat about liability coverage?
any commercial insurance broker
this covers you from lawsuits caused by persons wandering across the lands whose parents later claim you should have fenced it to hold their unsupervised kids from falling into that bog Source(s): experience
if you own a homeowners policy and the land is truly vacant ( no fence, wells, bodies of water or structures of any kind) and the arrive is for private use only, than the liability from your homeowners policy automatically covers the vacant parkland.
if you have a homeowners policy and the property is not vacant (camping lot, break home, farm ground, etc.) then you can back up the policy to extend the liability to the property subject to underwriting. Source(s): insurance agent, 27 yrs.
One of the best companies to approach for this is right there IN Scottsdale.......and you guessed it! It's Scottsdale Insuance Co.
Since they do NOT write direct to the public, you merely need to call them and ask for a local agent and they should be capable of point you in the right direction. A lot of companies have changed lately and are no longer extending coverage from your homeowner's policy to deserted land....so, perhaps calling an independent agent surrounded by your local area might be a good model.
Scottsdale is a GREAT company and we use them here in Texas! Was out there once at the Old West place Rawhide and have some pretty good steak!
Good luck and I hope this helps! Source(s): Insurance agent for 27+ years
WHY exactly do you need a seperate insurance policy on this? Do you have a homeowners or renters policy? The standard HO3 or HO4 policy includes personal liability on any empty land you own, in the entire USA. Vacant way, completely undeveloped. No sheds, no fences, no use. No running cattle or goats on it, no renting it out.
If it's really unpopulated, you probably don't need a seperate policy. If you DO, it's going to run you about $750 a year, for $1,000,000 of liability. And Scottsdale is a great little mover for that sort of thing, but you'll have to carry to them through a local, independent agent. Source(s): agent, 21+ years
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