Is a Insurance Company Liable if a pedestrian falls down and is run over?
Answers: If the person that owns the coup¨¦ has bodily injury liability coverage and the driver is a covered driver (some insurers cover any driver), the pedestrian could collect under that policy. In no-fault states, if the pedestrian owns their own saloon they would go under their own policy first for Personal Injury Protection coverage, consequently for the excess go after the car owner's policy.
Your question itself has the answer. "Pedestrian falls down and is run over" - finances a vehicle has run over the pedestrian.Yes certainly the Insurance Company is liable. As per the insurance feat the law provides ACT INSURANCE for all vehicle, mainly to provide for such contingencies. Of course it is for the kith and kin of the run over person to prove to the insurance company just about the mishap and claim compensation based on the age, and earning skill of the run over person. VASUSESHA
Only if the insurance company was driving the car, or cause the fall down.
Insurance companies pay on behalf of the entity who IS liable, if they are their insureds. Source(s): agent, 21+ years
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