Anybody here want to procure screwed by an insurance company?
If you do, just get a policy near a Direct General Insurance! I would advise all consumers of the insurance industry to be amazingly weary of this company, I have be advised by numerous persons surrounded by the insurance and motor vehicle field that they strive to screw people over. I have a vehicle insured with them when my wife was involved surrounded by an accident, all rotten a sudden my wife becomes listed as an excluded driver, and they debris to pay on the claim. PLEASE, everybody, be weary when picking an insurance company, I wasn't, and in a minute I have a $9300 paper bulk in my driveway.
Answers:
i own a repair shop,and yours is one of several i have heard something like that insurance,,i tell you what id probably do,,is obtain a lawyer and sue them,,i don't know if you could win,,but if you have any characteristics of a paper saying shes a covered driver ,,you could win this,,and she should be on the insurance papers also,psyche sure try ,,your going to be at a great loss here if you cant do anything about it,,get adjectives your papers out from them you might find something that you can use,,good luck with this,i longing you the best of luck on it,,and happy new years, Source(s): be a certified mechanic for 36 yrs.
Any time there is an excluded driver on a policy there is a form that wishes to be signed either by you or your wife (sometimes both) and it states that you know she is an excluded driver and that if anything happens you realize at hand is no coverage for damages.
Ask for a copy of the exclusion form showing that you signed it. If they can't give you a copy, you have coverage. Source(s): Insurance Agent 20+ years
They should have proof of the exclusion. If they can't provide the signed exclusion endorsement signed by you, consequently they can't take the coverage away. Have you asked for that? It's very extraordinary for an insurance company to disclaim or deny coverage based on an excluded driver and not have the proper documentation to show for it. But I will register your advice about them. Source(s): claims being
blb is right. Go the route she recommends and also contact your State's Dept of Insurance/Insurance Commissioner and file a complaint (provided you never agreed to enjoy her as an excluded driver). They will contact the insurance company regarding your complaint and investigate the matter. You can find your insurance commissioner's department here:
http://naic.org/state_web_map.htm
call a advocate
Related Questions:
Answers:
i own a repair shop,and yours is one of several i have heard something like that insurance,,i tell you what id probably do,,is obtain a lawyer and sue them,,i don't know if you could win,,but if you have any characteristics of a paper saying shes a covered driver ,,you could win this,,and she should be on the insurance papers also,psyche sure try ,,your going to be at a great loss here if you cant do anything about it,,get adjectives your papers out from them you might find something that you can use,,good luck with this,i longing you the best of luck on it,,and happy new years, Source(s): be a certified mechanic for 36 yrs.
Any time there is an excluded driver on a policy there is a form that wishes to be signed either by you or your wife (sometimes both) and it states that you know she is an excluded driver and that if anything happens you realize at hand is no coverage for damages.
Ask for a copy of the exclusion form showing that you signed it. If they can't give you a copy, you have coverage. Source(s): Insurance Agent 20+ years
They should have proof of the exclusion. If they can't provide the signed exclusion endorsement signed by you, consequently they can't take the coverage away. Have you asked for that? It's very extraordinary for an insurance company to disclaim or deny coverage based on an excluded driver and not have the proper documentation to show for it. But I will register your advice about them. Source(s): claims being
blb is right. Go the route she recommends and also contact your State's Dept of Insurance/Insurance Commissioner and file a complaint (provided you never agreed to enjoy her as an excluded driver). They will contact the insurance company regarding your complaint and investigate the matter. You can find your insurance commissioner's department here:
http://naic.org/state_web_map.htm
call a advocate
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