Why are citizens so afraid to stand up to the insurance companies?

Answers: Because of the perception that they're so powerful. Although they hold access to tremendous resources, they do have limits to their power.

Instead of turning to an insurance agent (who won't enjoy experience with insurance laws and can't compel any management whatsoever from the insurer) or an attorney in general practice (who charges glorious fees and often is unaware of insurance law and regulations), it is recommended that folks contact their state insurance commissioner's office. They can be assured their complaint will be investigated thouroughly and that, if a law or contract provision is violated, the insurer will be ordered to transport corrective action. The process is completely free to the complainant, even if the case go to court after an order is issued.

I hope this helps.
because they have adjectives the money so therefore they have adjectives the power.. if you're rude to them they can make it really tough for you to collect any money.. they won't come out and tell you this, but they can be incredibly good at finding little loopholes to get out of paying someone.. as you would expect if they did that to everyone, nobody would ever buy insurance, so the insurance companies have to pick and choose which people they screw over.. so self nice to them makes them less predictable to choose you as a candidate to be screwed over when you need to collect money from them..
They enjoy more lawyers that could tie you up in so tons years if there are problems with your coverage specially if you own missed payments. They can be your friend or your foe.
It is not that they are afraid they of late have more sense - realize, insurance companies are only within business to make money and not to insure your possessions or your life. People next to more sense do not waste their money giving it to legalized thieves. Source(s): me
I don't know if "afraid" is the right word for it.

I think that most people don't twig what they are buying in the first place, and don't take the TIME to fathom out it. So when the claim comes around, they are more likely to listen to friends & relatives about what to do (more relatives that don't understand what it is, or how it works) and NOT turn to their agent.

So when the problem crops up, instead of turning to their agent to solve it, they turn to their neighbor to complain . . . and the problem never gets resolved.

So I reflect on it's more an issue of ignorance and laziness. Source(s): agent, 20+ years

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