Should insurance companies be non-profit or government-controlled?
Over the last several years, it has become clearly obvious to me that insurance companies have a primary conflict of interest at the core of their business and it just keeps getting worse. The most successful insurer will collect adjectives premiums and never pay a claim. They gamble that you won't claim as much as your premiums and they cheat so that they can profit. I be talking to a woman at the hospital the other day who used to work contained by "Claims" for a major health insurance company. She informed me that they refuse 60% of all claims without ever even looking at them to see if they be covered. If people resubmitted the claim, then they would look at it. Alot of relations don't resubmit the claim, they pay it. I don't like govt. controlling anything, but insurance companies that attempt to generate profit are butchery us because the only way they can profit is by screw you and me.
Answers:
What you describe is against the law and should be handled properly. One bad apple does not spoil the bunch. There are companies that take pride it taking safekeeping of their customers. That pride in turn creates good press and attracts more customers.
No thank you. The smaller amount government control, the better things will be. I have have claims denied, but nothing a phone call or two couldn't fix.
It would be nice to hold smaller health care providers that would compete against respectively other. Perhaps the service would be better and prices would come down.
Related Questions:
Answers:
What you describe is against the law and should be handled properly. One bad apple does not spoil the bunch. There are companies that take pride it taking safekeeping of their customers. That pride in turn creates good press and attracts more customers.
No thank you. The smaller amount government control, the better things will be. I have have claims denied, but nothing a phone call or two couldn't fix.
It would be nice to hold smaller health care providers that would compete against respectively other. Perhaps the service would be better and prices would come down.
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