How do insurance companies engender money?

Answers: By not paying out on claims.
Are you kid? Insurance companies make alot of money because you give them your money and when you hold an accident they will ***** and moan about paying you the money or will one and only give you a shitty little percent of what you actually lost. Many times population will have to sue to get any money at adjectives from those crooks. The process takes a long time and many general public simply do not bother to fight for the money. That is how those pack of thieves receive money.
They estimate total premiums to be smaller quantity than total losses.

They also invest premiums to earn a return. This is why so many insurance companies were taking hits when the stock open market started taking a dive in the dot com bust.
By collecting Insurance premiums, investing them, and then giving you a headache when you need to collect.
It's all based on probabilities and numbers. For a small premium you enjoy coverage against a catastrophe. Lots of folks pay these premiums within hopes that nothing bad happen to them. When something bad happens, you're covered for your losses.
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By riping people past its sell-by date when there family dies boy they dont perfectionism how they rip people off

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