Why does anyone not complain to insurance companies ?
people have auto insurance because of the apprehension of accidents. but when accidents come to pass, why does insurance companies increase their prices ridiculously? insurance are for the case of accidents. when accident happen, we already have given them so much money. why do they call for double the money from us after accidents ? were we only giving them money in free before ? i take that auto insurance must be required but there should be some rules set by government so that they could not rob race so easily. it is like it is allowed for them to rob people. i feel we should complain against it. any supporters ??
Answers:
Your better bet is to complain to your states Department of Insurance. They listen to consumers.
A lot of times after accidents they'll verbs your MVR (which they have the right to do at any time) and if there's activity, they can pop you for that as ably.
Is it fair that they raise your rates - kinda. You've get to realize that people who have accident are likely to have them again.
The answers I've heard is that when you pay your premium, you are not one and only paying for you, you are also paying for other people. There is also plenty of fraud in the insurance industry and that costs money too. I don't know how long you've have insurance, but my company cuts my rates every 6 months I go accident or claim free. If your company is not discounting you I would carry insurance elsewhere. Also look into accident forgiveness touted by some companies. There are restrictions but it's worth looking into.
well .... they increase your rate usually when it's at defect accident ... because now you own proven yourself to be a bad driver ... (i.e. one that speeds, or is careless) .
if you are a good driver beside no tickets and no accidents ... your insurance will go down ... also once you turn age 25, it go down ... once you get married it goes down ...
:-)
For years those have been trying to remedy this situation.Many own tried to get congress into the act. Many insurance companies hold changed willingly rather after let congress do it for them. You need to tutor yourself and shop around. Allstate advertises the fact that they will not increase your premiums if you own an accident
Good Luck
I agree!
Insurance companies should be evil!
Related Questions:
Answers:
Your better bet is to complain to your states Department of Insurance. They listen to consumers.
A lot of times after accidents they'll verbs your MVR (which they have the right to do at any time) and if there's activity, they can pop you for that as ably.
Is it fair that they raise your rates - kinda. You've get to realize that people who have accident are likely to have them again.
The answers I've heard is that when you pay your premium, you are not one and only paying for you, you are also paying for other people. There is also plenty of fraud in the insurance industry and that costs money too. I don't know how long you've have insurance, but my company cuts my rates every 6 months I go accident or claim free. If your company is not discounting you I would carry insurance elsewhere. Also look into accident forgiveness touted by some companies. There are restrictions but it's worth looking into.
well .... they increase your rate usually when it's at defect accident ... because now you own proven yourself to be a bad driver ... (i.e. one that speeds, or is careless) .
if you are a good driver beside no tickets and no accidents ... your insurance will go down ... also once you turn age 25, it go down ... once you get married it goes down ...
:-)
For years those have been trying to remedy this situation.Many own tried to get congress into the act. Many insurance companies hold changed willingly rather after let congress do it for them. You need to tutor yourself and shop around. Allstate advertises the fact that they will not increase your premiums if you own an accident
Good Luck
I agree!
Insurance companies should be evil!
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