Why is My former strength insurance company doing this?
6 months ago in October I had dental insurance through my employer. During that time my husband and I have several dental procedures done, all in which we straight paid the copay and other not covered costs. Today I get a epistle from them saying that I owe them $400 in 30 days because they erstwhile to aplly the correct deductible amount on my claim. What can I do? I don't have ANY spare cash whatsoever. I plan on calling them and setting up a sum plan, but if I do that can they legally charge me interest? I was once underneath the impression that health vigilance bills cannot charge interest because you would never be able to pay it rotten. Thanks for the help, I'm just blown away by this. What morons.
Answers:
They're sending you a letter, because you owe an second $400.
They can charge you interest and court fees AFTER they get a judgement, after they sue you.
But the DENTIST can charge you interest or late fees, from light of day one.
Whoever gave you the impression that unpaid medical or dental costs couldn't charge interest, be wrong.
Ask for a complete statement of your report and review it. Let them know you will be happy to pay your bill (if due) but they must realize that the mistake be theirs and they need to be patient. Set up a monthly fee plan you both agree on. All they can do is put a mark against your credit and you can send surrounded by an explanation regarding the claim. I think they will permit you pay it off and be sure to consent to them know charging interest is not an option !
I agree, there are allot of morons who enjoy jobs and they don't GAS.
Sometimes they won't know exactly how much you will owe until the claim is submitted to your insurance company. Any amounts you earnings in advance are an estimate, and they enjoy the right to bill you for any additional patient liability determined after your insurer adjudicate the claim.
Legally, yes...they can charge you interest and late fees on medical/dental bills. Will they? Perhaps not, if you establish a reasonable donation plan and follow through with it. Source(s): 15 years working for medical providers and health insurance companies
Related Questions:
Answers:
They're sending you a letter, because you owe an second $400.
They can charge you interest and court fees AFTER they get a judgement, after they sue you.
But the DENTIST can charge you interest or late fees, from light of day one.
Whoever gave you the impression that unpaid medical or dental costs couldn't charge interest, be wrong.
Ask for a complete statement of your report and review it. Let them know you will be happy to pay your bill (if due) but they must realize that the mistake be theirs and they need to be patient. Set up a monthly fee plan you both agree on. All they can do is put a mark against your credit and you can send surrounded by an explanation regarding the claim. I think they will permit you pay it off and be sure to consent to them know charging interest is not an option !
I agree, there are allot of morons who enjoy jobs and they don't GAS.
Sometimes they won't know exactly how much you will owe until the claim is submitted to your insurance company. Any amounts you earnings in advance are an estimate, and they enjoy the right to bill you for any additional patient liability determined after your insurer adjudicate the claim.
Legally, yes...they can charge you interest and late fees on medical/dental bills. Will they? Perhaps not, if you establish a reasonable donation plan and follow through with it. Source(s): 15 years working for medical providers and health insurance companies
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