So, the insurance companies don't want to be forced to cover empire beside pre-existing conditions, but when....?

the government says "OK, we'll create a publicly funded insurance plan that they could use", the insurance companies shout "NO! That's unfair."

How about one fair to the people beside the preexisting conditions, many of whom did nothing to bring these conditions upon themselves.

Everybody think of people with preexisting conditions as man people who don't exercise, are overweight, and who smoke like chimneys.

But abundant people develop diseases and conditions out of the blue, through nothing they did. Things close to Multiple Sclerosis, Rheumatoid Arthritis, Alzheimer's (not everyone who gets this is old), Parkinson's Disease, Type 1 Diabetes.

These people can't return with any private insurance, because the insurance companies don't want to take the risk. But they don't want a public plan for them to use, because it might disturb their little cash cow.

Many other countries next to public insurance plans also have private insurance plans running along side them, so there's no reason to focus that a public plan would destroy private insurance here. Might they have to work harder, and more densely - to keep their current customers? Probably. They just don't want to enjoy to do that.
Answers:
They cover pre-existing conditions at a premium.

If you think the "money-hungry-greedy-capitalist-evil-pig… are gouge them, then maybe it's time for you to put your money where on earth your mouth is and start a health insurance company that covers all population no matter what -- lets see how long that business last...

"Things like Multiple Sclerosis, Rheumatoid Arthritis, Alzheimer's (not everyone who gets this is old), Parkinson's Disease, Type 1 Diabetes."

And if they own insurance when diagnosed, it's illegal to remove their coverage or penalize them for those conditions.

It's when you find out that you're sick or have a condition and THEN try to bring insurance that it becomes hard.

It's close to driving in the mountains alongside a cliff on a steep grade and you suddenly lose your brakes and desire to call a Life Insurance agent...doesn't work that way.

Do you know whose "brass cow" I'd like to disturb? The people who don't remuneration their bills...the people who sue for malpractice to make a sudden buck.

Why do people not make the correlation b/n our skyrocketing costs and the immoral behavior at the consumer level that's driving those costs up? The illegal aliens -- the serial emergency room guest -- the young kids who prioritize games/i-phones/chrome rims over health insurance...

It's amazing to me that here isn't a broader analysis of what went wrong and how to deal w/ those problems...

Instead, it's an instantaneous jump to those providing the service for you -- THEY'RE to blame b/c they've risked their own capital to provide a service that's earn them some money while helping millions in the process...it's sickening.

Which is why Obama's in organization -- "Redistribute the Wealth" -- "Punish the rich"...

One day soon people will wake up up and have the Government controlling every facet of their life b/c they be too politically correct to call a spade a spade and isolate those who are disrupting the system that works for 85% of people.

"Many other countries beside public insurance plans also have private insurance plans running along side them, so there's no reason to dream up that a public plan would destroy private insurance here. Might they have to work harder, and more competently - to keep their current customers?"

I would hope they'd work harder since I'm now paying for TWO systems instead of one. Not lone will I buy my own health insurance, I'll have to pay packet for yours too.

It's no mystery that costs need to come down -- it's no mystery we'd all similar to 100% of people insured...but at what point do we come out of the sky and realize public plans aren't sustainable long term -- you can't verbs treating people who don't pay their bills -- you can't interest the serial emergency room visitors -- you can't give something away for free in need people overextending resources...

These are are absolutes we've studious throughout history. The UK is telling us NO and is considering adopting a two-tier system b/c the ration board has excluded so many services. Canada is going broke -- Australia will be insolvent contained by 5 years...

It's insane that we want to step up to that plate and wrap the noose around our neck too...

"If you truly believe that free enterprise can other do it cheaper than the government, then you shouldn't be against a public form insurance option as it would lose out to the private ones."

Right, because competing w/ an entity that has eternal amounts of capital in the form of tax-revenue is a unbeaten battle. Give me a break.

My girlfriend works at a hospital and they didn't get salaried by Medicare/Medicaid. The bill was either discounted heavily or they submitted an I.O.U -- within both cases the practice took a loss. The office, containing 6 doctors, came out w/ a policy 4 months ago that denies Medicare/Medicaid patients. Bummer.

If you regard they'll run the "new and improved" insurance program any differently you're fooling yourself. All of the public programs in practice are losing propositions.

"Their bottom strip is greed."
And what's the bottom line for a person who requirements a service/product but demands that someone else pay for it?

"Additionally, I had insurance through my employer, when I be diagnosed, but my employer had to drop insuring employees due to the expense. After COBRA, I in half a shake went looking for individual insurance, and the insurance companies are NOT required to take you. They've adjectives said no."

It's illegal to deny someone insurance if they've not lapsed more than 11-months (I think it's 11) w/o insurance. If you go 11 months without, then the coverage resets and they can deny you. So if you're one truthful and didn't have a lapse, I'd contact an attorney and identify your options.
Its the litmus test to the free-market folks.

If you truly believe that free enterprise can other do it cheaper than the government, then you shouldn't be against a public condition insurance option as it would lose out to the private ones.

Pre-existing conditions and medical disasters are really the easiest way to financially verbs a person. It can even keep you from getting a post if you have a judgment against you for a medical emergency.
Just ask your insurance provider give or take a few your questions. No matter how in the neighbourhood or far they are. You will get your answer. It is their JOB.
The government insurance will inevitability to also cut it's services or we will die under the tax subjugation that will be caused trying to support it. Like no more plastic surgery for people on welfare and other such cuts.
Their bottom line is greed.What they do not realize is that those being refuse medical insurance due to preexisting,need medical help.If everyone be covered,there would be fewer nation abusing the welfare system to get the medical give a hand needed.Me,I have tried excessively to find any insurance to cover my epilepsy and was denied---SO, whenever I conclusion up in the ER,I have no money and no insurance.Thus,it get passed off to those who have the insurance.Simply because the hospital can not sue me if I am unqualified to obtain work.
These insurance companies know they will be losing a lot if surrounded by fact there is a national vigour care.
Amen, brother
I deduce it is an overstatement that anyone with a preexisting condition cannot get insurance. It is only more expensive for them, which is fair because they will cost more.


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