What is the procedure for notify a municipality's insurance company of a uncertain situation?
Especially when the local government has be advised of it and has unobserved it? When the danger is on public land and have been caused by doings or neglect of the municipality?
Answers:
You have to run consumer forum for your state and give your application.They 'll take thoroughness on this issue. I have found the same within http://www.dulawat.com , pls. have a look.
Governments are self-insured. They don't have insurance companies. You must promise with the municipality.
Depends on the situation, but you can't notify their INSURER. You notify the municipality.
Generally, for the warning to be credible, within needs to be a credible expert. Example, a tree. If there's a hazardous tree, "hazardous" means, diseased, and a tree expert requests to say that it's diseased. Just the fact that the tree EXISTS, doesn't cause it hazardous.
Then, you need to send the written tree expert's view, designating exactly which tree it is, to the municipality. You send it certified, return receipt, and preserve a copy. There's your proof that you notified them, and what exactly you notified them FOR.
But the INSURER isn't going to adopt any kind of "risk analysis" from you, who legally isn't gala to the contract.
Keep in mind, MOST municipalities are protected by governmental immunity law - so even then, they aren't necessarily responsible.
Related Questions:
Answers:
You have to run consumer forum for your state and give your application.They 'll take thoroughness on this issue. I have found the same within http://www.dulawat.com , pls. have a look.
Governments are self-insured. They don't have insurance companies. You must promise with the municipality.
Depends on the situation, but you can't notify their INSURER. You notify the municipality.
Generally, for the warning to be credible, within needs to be a credible expert. Example, a tree. If there's a hazardous tree, "hazardous" means, diseased, and a tree expert requests to say that it's diseased. Just the fact that the tree EXISTS, doesn't cause it hazardous.
Then, you need to send the written tree expert's view, designating exactly which tree it is, to the municipality. You send it certified, return receipt, and preserve a copy. There's your proof that you notified them, and what exactly you notified them FOR.
But the INSURER isn't going to adopt any kind of "risk analysis" from you, who legally isn't gala to the contract.
Keep in mind, MOST municipalities are protected by governmental immunity law - so even then, they aren't necessarily responsible.
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