Any suggestions for a worthy strength insurance company for my cat?
I have been doing alot of research and I am have trouble picking the right health insurance company. I want to insure my cat Cindy who I had adopt 1 year ago from the ASPCA shelter. She is about 3 years old. I own read many reviews from customers of the insurance companies and it seems similar to many of them deny claims for many things stating they be "preexistent" without any proof . (They dont cover pre-existent conditions)So to me it seems similar to they can deny any claim and state it was pre existent. I am just looking for a reliable company that I know will not filch advantage of the fact that I dont really own too much medical history of Cindy because she was adopted and try describing me that something was pre existent. From reading all these reviews I enjoy been seeing that you have to progress to the vet get the medical work done and than file your claim and pray to god they adopt it and if they feel like denying they will beside their lame exuse. And these upset customers have to wait for the claims sometimes for several months while they still hold to pay for their monthly premium to find out 4 months later they are decline. I dont want this to happen to me. So if anyone knows what I am discussion about and can reccomend an insurer to me that has a fair polocy (unlike this kind) than please let me know.
Answers:
I used to use VIP for my cats but honestly, it didn't wages off in the long run. They don't cover ordinary trips to the vets, only severe accident, and even that just a small percentage. The solution: keep her inside so she won't hold a major accident or go and get hit by a car (which you may already be doing) and you will save a ton on vet bills -- I enjoy three cats and they are much more healthy than the ones I had that go outside.
good luck with that. those companies are of late looking to rip people off.
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Answers:
I used to use VIP for my cats but honestly, it didn't wages off in the long run. They don't cover ordinary trips to the vets, only severe accident, and even that just a small percentage. The solution: keep her inside so she won't hold a major accident or go and get hit by a car (which you may already be doing) and you will save a ton on vet bills -- I enjoy three cats and they are much more healthy than the ones I had that go outside.
good luck with that. those companies are of late looking to rip people off.
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