What happen if I don't relate my up to date car-insurance company nearly my coincidence?

I had an accident surrounded by which my car was totaled, but no injuries. I reported the disaster to DMV because I wasn't sure if I should and they told me to report it just to be on the safe side (officially the coup¨¦ was worth less than 750). I one and only had liability so I didn't file a claim.
Now I hold bought a new car and I be wondering if I should tell the insurance company about my luck, my premium would be lower if I don't report the accident. I was beside AAA, but I think I'll go to Mercury because they're cheaper (are they polite?).
Answers:
Maybe You should google it at first hand ,nevertheless, if you like some direct resource ,here http://www.Autoinsurancepro.info/auto-insurance-free.htm should be nifty.
The DMV could report this to your insurance company, or the other party who was in the wreck beside you could, if you do not report it. If you were the only gala involved chances are you may not have to wallet a claim if you do not want to.
Be truthful with the new company. They will routinely run your drivers transcript to verify the Information you give them, and will discover any falsehoods and omissions.
If you weren't at fault and no money was salaried then the insurance company probably won't find out. If you were at error then at some point they will find out and charge you accordingly.


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