Are here any affordable insurance companies out nearby for carpenters?
i need to obtain nonspecific liability and workers comp. to start my business. looking for affordable insurance in louisiana, (preferrably in pole rouge).
Answers:
OK, workers comp is EXPENSIVE. For a carpenter, interior only (finish carpenter type), you can sometimes find GL through an independent agent, near someplace like Rockwood, for $1,200 a year. But Workers Comp is going to have a minimum premium of probably $1500, and the actual rate is probably going to be something like 18% of your payroll, or $1500, whichever is MORE.
So if you're looking for a $500 policy, it's not out there. Sorry.
Contact some local, independent agents to get a quote surrounded by your area. Source(s): agent, 21+ years
To unpromising your not in Illinois, or I could help you. I work for Western & Southern Financial Group. We are severely affordable. We can help you with energy and health insurance. We also can help you near financial investing(annuities, and mutual funds). What I advise you to do. Is to go to our website(wslife.com), turn to the part of the page where it say locate an agent, fill-in the information that pretains to you. An agent will contact you and be more than willing to help beside all your questions. If you hold anymore question, you can email me at mackelcw(a)yahoo.com Source(s): Experienced Agent
It shouldn't be too hard; be prepared to answer a lot of question since "carpentry" covers a lot of ground. Are you a Finish carpenter? General Contractor? Framing carpenter? What exactly do you do? Bookshelves, room additions or whole houses. Be prepared to specify what you do and how you select subs or if broad contractors hire you. Rates are usually set on payroll, so don't tell them you make $1000 a year unless you can prove it. You should know how to get a few other coverages thrown in: tools & building supplies.
Get some reference to independent agents is your area and get the big hook-up. Source(s): http://ohio-insurance-forum.blogspot.com…
Also, I'm not sure about LA canon, but in NC if you are a 20% owner or more of your business, you can opt out of your workman's comp in favor of a disability policy which will cover you on AND rotten the job. The premiums can sometimes be lower too depending on your income, experience, etc.
Check with a local independent agent who have a few companies like Assurity, Illinois Mutual, and Union Central.
Related Questions:
Answers:
OK, workers comp is EXPENSIVE. For a carpenter, interior only (finish carpenter type), you can sometimes find GL through an independent agent, near someplace like Rockwood, for $1,200 a year. But Workers Comp is going to have a minimum premium of probably $1500, and the actual rate is probably going to be something like 18% of your payroll, or $1500, whichever is MORE.
So if you're looking for a $500 policy, it's not out there. Sorry.
Contact some local, independent agents to get a quote surrounded by your area. Source(s): agent, 21+ years
To unpromising your not in Illinois, or I could help you. I work for Western & Southern Financial Group. We are severely affordable. We can help you with energy and health insurance. We also can help you near financial investing(annuities, and mutual funds). What I advise you to do. Is to go to our website(wslife.com), turn to the part of the page where it say locate an agent, fill-in the information that pretains to you. An agent will contact you and be more than willing to help beside all your questions. If you hold anymore question, you can email me at mackelcw(a)yahoo.com Source(s): Experienced Agent
It shouldn't be too hard; be prepared to answer a lot of question since "carpentry" covers a lot of ground. Are you a Finish carpenter? General Contractor? Framing carpenter? What exactly do you do? Bookshelves, room additions or whole houses. Be prepared to specify what you do and how you select subs or if broad contractors hire you. Rates are usually set on payroll, so don't tell them you make $1000 a year unless you can prove it. You should know how to get a few other coverages thrown in: tools & building supplies.
Get some reference to independent agents is your area and get the big hook-up. Source(s): http://ohio-insurance-forum.blogspot.com…
Also, I'm not sure about LA canon, but in NC if you are a 20% owner or more of your business, you can opt out of your workman's comp in favor of a disability policy which will cover you on AND rotten the job. The premiums can sometimes be lower too depending on your income, experience, etc.
Check with a local independent agent who have a few companies like Assurity, Illinois Mutual, and Union Central.
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