Can the insurance company dump you if you have an calamity?
I had a minor accident; total cost to the insurance be less then $1,000. Now my insurance want’s to dump me. Can they do that? Do I hold any legal backup?
Answers:
Yes, they can - and are likely to if you've been near them a short time, or if you have other tickets, or if the coincidence involved a major violation (like DUI, unsafe driving, etc.).
You can certainly appeal. Call your agent and ask them to intercede on your behalf. It may or may not work, though.
In the meantime start getting quotes from other companies, and be sure to disclose all accident and violations.
Good luck!
They are not required to insure you. I'm assuming that they are not renewing your policy. Most of the time, they don't revoke you for claims but they will send you a notice that they are not renewing your policy. They can insure whoever they want.
And no, there's not much you can do legitimately. Find another insurance company.
For the insurance company is it all in the order of the dollar, they want as much as the can get from you. You have to remember that an insurance company doesn't work for you their first client is themselves. Now they adjectives use adds talking nearly how they take care of the policy holders, make for good TV, but real energy is they could care less in the order of you, their concern is do they have to pay and how little do they money. How little they pay is usually when they are pay you the policy holder, they wage the party claims against you with out much discussion, Ye sit it easier for the insurance company to reward a claim even if you did not do it than fight it, it is buried in the print of the policy. Now contained by Texas if you are an illegal alien, just don't convey insurance and things are fine. Worst that happens is that you get deported.
In some states, like Massachusetts, you cannot repeal a policy for claims. In ALL states, if the claim happens in the first few months of the policy (number of days vary by state), the policy can be cancelled for ANY reason.
So my guess is, either the policy is VERY untried, and they're invoking that, or this isn't the first claim.
You can contest a cancellation - on the legal make out they sent you, flip it over - on the back, it should give you the address to contest. Usually it's your state insurance department.
Unless you're surrounded by a state that prohibits cancellation for claims, they can do it. Source(s): agent, 21+ years
Related Questions:
Answers:
Yes, they can - and are likely to if you've been near them a short time, or if you have other tickets, or if the coincidence involved a major violation (like DUI, unsafe driving, etc.).
You can certainly appeal. Call your agent and ask them to intercede on your behalf. It may or may not work, though.
In the meantime start getting quotes from other companies, and be sure to disclose all accident and violations.
Good luck!
They are not required to insure you. I'm assuming that they are not renewing your policy. Most of the time, they don't revoke you for claims but they will send you a notice that they are not renewing your policy. They can insure whoever they want.
And no, there's not much you can do legitimately. Find another insurance company.
For the insurance company is it all in the order of the dollar, they want as much as the can get from you. You have to remember that an insurance company doesn't work for you their first client is themselves. Now they adjectives use adds talking nearly how they take care of the policy holders, make for good TV, but real energy is they could care less in the order of you, their concern is do they have to pay and how little do they money. How little they pay is usually when they are pay you the policy holder, they wage the party claims against you with out much discussion, Ye sit it easier for the insurance company to reward a claim even if you did not do it than fight it, it is buried in the print of the policy. Now contained by Texas if you are an illegal alien, just don't convey insurance and things are fine. Worst that happens is that you get deported.
In some states, like Massachusetts, you cannot repeal a policy for claims. In ALL states, if the claim happens in the first few months of the policy (number of days vary by state), the policy can be cancelled for ANY reason.
So my guess is, either the policy is VERY untried, and they're invoking that, or this isn't the first claim.
You can contest a cancellation - on the legal make out they sent you, flip it over - on the back, it should give you the address to contest. Usually it's your state insurance department.
Unless you're surrounded by a state that prohibits cancellation for claims, they can do it. Source(s): agent, 21+ years
Related Questions:
- Price Waterhouse and report for the insurance companies.?
- I found my motorcycle tatty when I come outside this morning. Should my insurance company cover the interrupt?
- What's the best form insurance company for individuals short coverage at their work place?
- Which Insurance Companies Pay Their Claims Adjusters Best?
- At what amount do insurance companies and hospitals consider a bill a medical catastrophy?