Is here any redress beside insurance companies if they enjoy sold you an indecorous product?
My great grandmother was sold this nominated drivers policy where adjectives her supports were taken off and she be the nominated driver. She had no idea and get her nephew to drive the car and there be an accident. On closer inspection the policy is totally inappropriate for her wishes. For the last 20 years she has have a policy with a list of inhabitants on it in case she requires support getting hoke and after some over zealous consultant coherced her into a nominated drivers policy - there is no financial benifit with this policy whether 1 personage drives or 4 people drives. Where can she complain ?
Answers:
OK, the complaint can be made to her state insurance commissioner's office. They aren't going to do anything - this be a contract, your great grandma wasn't under legal guardianship for incompetance, and presumably know what she was doing.
But ultimately, it's up to the CONSUMER to buy the product they need.
The solitary way she could have no conception, would be if she's incompetant, in which case you stipulation to have someone put her under guardianship.
Most of the time something resembling this happens, it's because someone is trying to "pull a briskly one" and have a youthful hand driving, without paying for youthful hand rates by not disclosing the youthful operator.
But near the elderly, their children need to take an interest surrounded by their lives, and step in when they start 'slipping'. Source(s): agent, 21+ years
If some accident happen, the person who is covered under insurance will draw from the benefit. He need not be the driver.
You should check the policy eligibility up to date. Still that policy is in force or get disabled because of non-payment of the premium. If it is endowment policy, even if you don't pay a single premium, they don't endow with you benefit.
While taking the policy, are you sure of the benefits given to you?. If everything is correct from your side and if you need justice, afterwards insurance regulatory authorities are there to help you out.
If you are within India, there is a separate body to take effort of all the issues. Even if you can't get equality here, you can approach IRDA. If your policy taken by you included the benefits that you are looking it, then no one can stop you.
Related Questions:
Answers:
OK, the complaint can be made to her state insurance commissioner's office. They aren't going to do anything - this be a contract, your great grandma wasn't under legal guardianship for incompetance, and presumably know what she was doing.
But ultimately, it's up to the CONSUMER to buy the product they need.
The solitary way she could have no conception, would be if she's incompetant, in which case you stipulation to have someone put her under guardianship.
Most of the time something resembling this happens, it's because someone is trying to "pull a briskly one" and have a youthful hand driving, without paying for youthful hand rates by not disclosing the youthful operator.
But near the elderly, their children need to take an interest surrounded by their lives, and step in when they start 'slipping'. Source(s): agent, 21+ years
If some accident happen, the person who is covered under insurance will draw from the benefit. He need not be the driver.
You should check the policy eligibility up to date. Still that policy is in force or get disabled because of non-payment of the premium. If it is endowment policy, even if you don't pay a single premium, they don't endow with you benefit.
While taking the policy, are you sure of the benefits given to you?. If everything is correct from your side and if you need justice, afterwards insurance regulatory authorities are there to help you out.
If you are within India, there is a separate body to take effort of all the issues. Even if you can't get equality here, you can approach IRDA. If your policy taken by you included the benefits that you are looking it, then no one can stop you.
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