Involved contained by an coincidence - insurance company requirements to use non oem parts?
to repair my car. My car solely has 25,000 miles and is still under warranty. Toyota say if i use non oem parts my warranty will be void. Can i demand oem parts be used?
Answers:
Sure you can constraint. But you need to read the policy. If the policy states that they have the odds to use after market or used parts, your demand won't CHANGE anything.
MOST policies, within most states, allow non-OEM parts.
I'm a bit surprised that Toyota says that it will void the warranty. I haven't hear that one before. I mean, appreciably the warranty wouldn't cover the replaced parts - but it should hold for the REST of the car. Source(s): agent, 21+ years
Depends on your policy -- if it states that non-OEM parts will be calculated in repair estimate after the only choice you have is to income the difference. As for warranty, Toyota is (as usual) blowing smoke up your a$$. Using non Toyota parts will NOT void the vehicle warranty, only the warranty on the replacement parts will be voided, i.e; AC condenser, fender, freestyle, etc. I have been through this a million times and I know for a certainty that a dealership cannot deny warranty -- only the parent company can make that phone up. Most insurance companies that use aftermarket parts will warranty them. There are plenty of aftermarket parts that are complete crap and I really doubt the insurer wants those on your car. Aftermarket parts come within a wide variety. Do you honestly believe that a Diehard mobile isn't as good as OEM? How about Preston antifreeze? Pennzoil grease products? Michelin tires? All of these products meet or exceed OEM standards and there's no reason to believe that it isn't possible for a company to construction a radiator or fender to OEM standards. A quality collision shop will not install a part that doesn't fit or isn't as fitting as the one it replaces. Like I said, you do have the option of paying the difference yourself if you choose. Source(s): Long time claims guy
I love this query, it is by far the one I get the most about motor claims at work.
Frankly, the insurance company doesn't owe you for brand new OEM parts for a car next to 25k miles on it. It doesn't matter how old the sports car is.
The basic premise of insurance is to put you back contained by the position you were in only prior to the accident. You had used parts near 25k miles on them so if the company paid you for brand new parts you stop up in a better position then you be and that is not allowed. I own handled a few cases where ethnic group sued over this issue when they want brand new parts instead of used ones. They haven't won yet.
To answer your cross-examine, you can demand whatever you want, but whether you attain it is another question entirely.
Personally, I have used non-oem parts on rebuild vehicles for myself and my kids. Some are great some, not so great. If you are concerned about the warranty (I'm no advocate, but I doubt Toyota can void your warranty over non-oem parts) with non-oem parts consequently you have 2 options.
1. Put the brand latest oem parts on and you pay the extra cost because the company doesn't owe you for brand new parts, since you didn't enjoy brand new parts at the time of the accident.
2. Request a used (also callled LKQ = Like Kind Quality) OEM element. That way it's a part that Toyota made individual it is used. I have had folks request this instead of non-oem parts (also called aftermarket parts). I will go along near this as long as the used parts can be located and I always cover 100% of the cost without the vehicle owner paying anything for the used parts it is a probable request.
Good Luck Source(s): Claim adjuster for way too long.
You should be able to.
Related Questions:
Answers:
Sure you can constraint. But you need to read the policy. If the policy states that they have the odds to use after market or used parts, your demand won't CHANGE anything.
MOST policies, within most states, allow non-OEM parts.
I'm a bit surprised that Toyota says that it will void the warranty. I haven't hear that one before. I mean, appreciably the warranty wouldn't cover the replaced parts - but it should hold for the REST of the car. Source(s): agent, 21+ years
Depends on your policy -- if it states that non-OEM parts will be calculated in repair estimate after the only choice you have is to income the difference. As for warranty, Toyota is (as usual) blowing smoke up your a$$. Using non Toyota parts will NOT void the vehicle warranty, only the warranty on the replacement parts will be voided, i.e; AC condenser, fender, freestyle, etc. I have been through this a million times and I know for a certainty that a dealership cannot deny warranty -- only the parent company can make that phone up. Most insurance companies that use aftermarket parts will warranty them. There are plenty of aftermarket parts that are complete crap and I really doubt the insurer wants those on your car. Aftermarket parts come within a wide variety. Do you honestly believe that a Diehard mobile isn't as good as OEM? How about Preston antifreeze? Pennzoil grease products? Michelin tires? All of these products meet or exceed OEM standards and there's no reason to believe that it isn't possible for a company to construction a radiator or fender to OEM standards. A quality collision shop will not install a part that doesn't fit or isn't as fitting as the one it replaces. Like I said, you do have the option of paying the difference yourself if you choose. Source(s): Long time claims guy
I love this query, it is by far the one I get the most about motor claims at work.
Frankly, the insurance company doesn't owe you for brand new OEM parts for a car next to 25k miles on it. It doesn't matter how old the sports car is.
The basic premise of insurance is to put you back contained by the position you were in only prior to the accident. You had used parts near 25k miles on them so if the company paid you for brand new parts you stop up in a better position then you be and that is not allowed. I own handled a few cases where ethnic group sued over this issue when they want brand new parts instead of used ones. They haven't won yet.
To answer your cross-examine, you can demand whatever you want, but whether you attain it is another question entirely.
Personally, I have used non-oem parts on rebuild vehicles for myself and my kids. Some are great some, not so great. If you are concerned about the warranty (I'm no advocate, but I doubt Toyota can void your warranty over non-oem parts) with non-oem parts consequently you have 2 options.
1. Put the brand latest oem parts on and you pay the extra cost because the company doesn't owe you for brand new parts, since you didn't enjoy brand new parts at the time of the accident.
2. Request a used (also callled LKQ = Like Kind Quality) OEM element. That way it's a part that Toyota made individual it is used. I have had folks request this instead of non-oem parts (also called aftermarket parts). I will go along near this as long as the used parts can be located and I always cover 100% of the cost without the vehicle owner paying anything for the used parts it is a probable request.
Good Luck Source(s): Claim adjuster for way too long.
You should be able to.
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