About how much am i gonna bring back from the insurance company?
some a#(a)hole just blew a red light and totaled my 97 Chrysler Sebring coupe LXI. it have about 170,000 miles on the 2.5L V6 and automatic transmission.
Answers:
You can budge to KBB.com, put the particulars to your car into the question list and get the blue book pro of your car. This blue book value, minus your deductible is what you usually receive for your car when it is totaled by an accident. They ask you nearly the engine size, mileage, what power options and all of that so you achieve a pretty good idea of what it be worth. Now don't sweat it when the insurance company offers you less - to be precise their job, nothing personal, to them. There are literally thousands of red standard lamp runners per day in the nation, individuals are just to distracted while driving or in too big a hurry, thinking that one pallid will get them to their destination faster. People need to realize their cars can be a precarious weapon when used in an unsafe manner! I am glad you are okay and hold no serious damages to your body. Do you have a lawyer working next to you on your case? Know the insurance company does, they work with their own attorneys to determine what they will do contained by all accident cases. If they want to fudge you around too much you obligation to get one of your own. Be very leery of the cell phone conversations that you have with them as they account them and then turn them against you in the wrapping up. Again, that is their job. Best of luck to you and best to do your home work similar to finding out how much your car is worth before chitchat with them again.
Take it from someone who didn't, and is sorry now.
Have yourself thoroughly, and I anticipate thoroughly, checked out by a doctor who specializes in accident-related injury. There are minor things that can become trunk things later. (I'm now facing the possibility of paying adjectives the uncovered expenses of spinal surgery because I "just had a minor backache" for a few days after the coincidence - 12-1/2 years ago.) If there's a possibility of future complications, make sure the settlement includes departing that complication open for at least 25 years. If the insurance company won't run for that, sue the driver and ask, at trial, that - since the insurance company's ONLY interest is a financial one, and you have no contract with THEM - that they (and/or their attorneys, if any) be allowed to sit within ONLY as observers.
It's not cheating, it's taking care of your *legitimate* interests.
TRY TO JUICE THEM FOR EVERY PENNY!! SEEK MEDICAL ATTENTION NOW SUCH AS A CHIROPRACTOR. MAKE SURE THEY GET YOU A RENTAL CAR TOO IN THE MEANTIME.
The insurance company should pay adjectives medical bills up to the insured limits. After that you will have to sue the driver. For the property plunder the insurance companies us NADA and your settlement will be based on that. You can ask to retain the vehicle and receive a smaller amount of money.
The reason why insurance rates are so freakin glorious is b/c people lie and try to obtain as much money as possible from the insurance companies. In the end you/we all wages for it. Rates are based on your credit, claims histroy, and how much the company has compensated out in your area over a guaranteed amount of years. If you are injured DO seek care, but for don't be a lying ***!
Book convenience on your car is about $1700. I get the number from www.kbb.com, private party sale, which is what the insurance company will come up next to. It's also reasonable to ask them to cough up for a rental for a week.
Depending on what state you are in, you should also catch medical bills if you were injured.
Related Questions:
Answers:
You can budge to KBB.com, put the particulars to your car into the question list and get the blue book pro of your car. This blue book value, minus your deductible is what you usually receive for your car when it is totaled by an accident. They ask you nearly the engine size, mileage, what power options and all of that so you achieve a pretty good idea of what it be worth. Now don't sweat it when the insurance company offers you less - to be precise their job, nothing personal, to them. There are literally thousands of red standard lamp runners per day in the nation, individuals are just to distracted while driving or in too big a hurry, thinking that one pallid will get them to their destination faster. People need to realize their cars can be a precarious weapon when used in an unsafe manner! I am glad you are okay and hold no serious damages to your body. Do you have a lawyer working next to you on your case? Know the insurance company does, they work with their own attorneys to determine what they will do contained by all accident cases. If they want to fudge you around too much you obligation to get one of your own. Be very leery of the cell phone conversations that you have with them as they account them and then turn them against you in the wrapping up. Again, that is their job. Best of luck to you and best to do your home work similar to finding out how much your car is worth before chitchat with them again.
Take it from someone who didn't, and is sorry now.
Have yourself thoroughly, and I anticipate thoroughly, checked out by a doctor who specializes in accident-related injury. There are minor things that can become trunk things later. (I'm now facing the possibility of paying adjectives the uncovered expenses of spinal surgery because I "just had a minor backache" for a few days after the coincidence - 12-1/2 years ago.) If there's a possibility of future complications, make sure the settlement includes departing that complication open for at least 25 years. If the insurance company won't run for that, sue the driver and ask, at trial, that - since the insurance company's ONLY interest is a financial one, and you have no contract with THEM - that they (and/or their attorneys, if any) be allowed to sit within ONLY as observers.
It's not cheating, it's taking care of your *legitimate* interests.
TRY TO JUICE THEM FOR EVERY PENNY!! SEEK MEDICAL ATTENTION NOW SUCH AS A CHIROPRACTOR. MAKE SURE THEY GET YOU A RENTAL CAR TOO IN THE MEANTIME.
The insurance company should pay adjectives medical bills up to the insured limits. After that you will have to sue the driver. For the property plunder the insurance companies us NADA and your settlement will be based on that. You can ask to retain the vehicle and receive a smaller amount of money.
The reason why insurance rates are so freakin glorious is b/c people lie and try to obtain as much money as possible from the insurance companies. In the end you/we all wages for it. Rates are based on your credit, claims histroy, and how much the company has compensated out in your area over a guaranteed amount of years. If you are injured DO seek care, but for don't be a lying ***!
Book convenience on your car is about $1700. I get the number from www.kbb.com, private party sale, which is what the insurance company will come up next to. It's also reasonable to ask them to cough up for a rental for a week.
Depending on what state you are in, you should also catch medical bills if you were injured.
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