Is everest dental insurance a honest dental insurance company?

I have no idea. In nonspecific I tell people to compare the cost of premiums for 1 year to the maximum payout of the policy for 1 year. For example, various people pay as much as $50 a month for 1 year costing $600. However, the insurance will one and only pay out $1000 a year. Not a horrible ratio, but keep contained by mind it probably won't pay 100% of anything but cleanings. Many people pay packet the $50 a month for insurance, which is a great deal if it insures a family of 4, but if it is newly you or even you and a spouse, keep in mind that regularly you may only need a cleaning twice a year which can be $200 or smaller amount per 6 months. If you don't usually need much dental work, you may not need insurance. Even 1 innards is just around $200 or usually less. You may winding up up needing lots of work, in which overnight case it would be great to at least get it for for a time while. But to give you another example: if you needed a root canal and crown. The insurance would wage $1000 which would probaby max out with just the root strait. Now, you have no more insurance money and have rewarded $600 for 1 year, yes they paid $1000, but you probably still owe a $50 deductible and 20% of the root canal (at lowest $200 or more). Ok, so now we are up to a minimum of $850 you have salaried out, and you still need work. Also, if the insurance has a missing tooth clause or preexisting clause, it may not reward a lot of certain work. Source(s): dental hygienist

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