For Home Owner Insurance purposes, is an unfinised subterranean vault included within total square footage of the house?
Are Insurance company underwriters not supposed to include unfinished living areas of the house when determing my total square footage of house for replace cost purposes? My premium went up even though the home inspector from Allstate did not know I have part of my house that is imperfect. I was not home at the time when he did this home based underwrite square footage procedure.
Answers:
They usually assign a value (say $125 per square foot) to the main living nouns & maybe $50 to $75 per square foot for unfinished underground room. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than 1/2 after I did.
Go to: http://www.insureme.com/landing.aspx?Ref…
Take thoroughness,
Casey
The total square footage is the total square footage, finished or unfinished.
Related Questions:
Answers:
They usually assign a value (say $125 per square foot) to the main living nouns & maybe $50 to $75 per square foot for unfinished underground room. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than 1/2 after I did.
Go to: http://www.insureme.com/landing.aspx?Ref…
Take thoroughness,
Casey
The total square footage is the total square footage, finished or unfinished.
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