Cleve., OH homeowners; who should I shift to for house insurance?

This is for a 3-family that I cannot occupy for 11 more months, but we closed yesterday. I just signed with Allstate, but I plan to drop them asap, as they're jerk me around. I'd like to know if you like your homeown'er's ins. co., especially if you enjoy income property. Please; no agents answer, ok? Thanks!
Answers:
I recommend speaking with insurance broker who handles different kind of insurance and works with several companies. To find one in Cleveland, log on to a website close to http://www.homeownerswiz.com and fill out a form requesting a quote. Good luck!
OK, before I read your details, I be going to say ERIE! GO WITH ERIE!

However, you're talking nearly a non-owner occupied, three family dwelling. That's not going to qualify for a homeowners policy, so, not a soul.

I'd go to www.foremost.com, and find a local agent to get a policy for you . . . but it's going to be smaller number coverage, and cost way more, than a "homeowners" policy, which, of course, requires that the owner lives here. Source(s): agent, 21+ years
You can't get homeowners insurance on a 3-family dwelling that is intended for rental income. Homeowners insurance requires that the home be owner-occupied. Secondly, you're going to own a hard time getting insurance on a house that's going to be vacant for 11 months. If you get a policy with AllState, and I don't know how the agent would have gotten that one through underwrite, you better stick with it.
ok call a local independent agent and enjoy them quote you on a commercial package policy. this allows you the most coverage for your property and the best rates. Source(s): agent


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