Does house insurance cover trash by animals such as raccoons chewing through the roof?

Answers: See what it will cost to fix the roof, check and see what your deductible is and then decide what you want to do--or phone call your agent or company and ask them.
It should,that is considered an act of Nature. I will contact my Insurance Agent to be sure,but I a short time ago called mine to see what answer I would get and mine said yes it would be covered. Good luck. Source(s): My Insurance Agent

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