Am I covered below my uncle's insurance policy if he lives next to us within my parent's house?
Answers:
If you live in the same residence and if he added you to his policy as another driver, later you will be covered for whatever he opted for you.
Regardless of his residence, the policy itself determines who is covered. Some insurance companies cover the car, not the driver, others insure the driver, not the car. In other words, ask your uncle to phone his insurer and ask if anyone driving is covered.
I can't imagine how his policy can cover you for anything. doesn't matter what considerate of insurance it is..life, auto. You would have to be the name insured or specifically named in the policy as an optional insured.
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