How do i find out how much it costs to recreate my house (building insurance)?

Answers: Rather than find out you could take out a policy near unlimited cover so you never run the risk of being underinsured. There are lots of these about. Try Northern Rock's Cover Me policy
Your insurance company will do those calculations based on building costs contained by your area.

Or you could google your area and "construction costs" or "building costs." Where I live it's roughly speaking $250-300 per square foot.
Call your agent, they will go thru a program that will calculate the approximate replacement cost of your home. It single takes a few minutes if you have adjectives the info on your house. Make sure you know the sq footage of the main floor and also the sq footage of the finished basement, sq footage of any porches,deck, additions to the house, breezeways

Your agent should be happy to help you beside this. Source(s): agent
Try the Association of British Insurers Website. There is a fortune of information on re-building costs. Follow the link below for tips on measuring your house to using the online calculator. There is no entail to Google endless streams of information. Source(s): http://abi.bcis.co.uk/
Find a local residential contractor in your area. Ideally he should look at where on earth your home was... pictures of how your home looked would be helpful, especially if it be not a basic tract home..

He should be able to endow with you a price per square foot. If not a flat cost to construct.

with the flux in things, a flat price would be preferable. Get a contract with a retainage clause.. you retain 5% or 10% with respectively monthly payment or every 2 week payment. It's sort of an insurance policy that when everything is completed you do a final walk though with the contractor, adjectives the stuff works.. you turn on the sink and a toilet doesn't flush... lol
everything is happy.... write his the check.

Make sure he see that you have set the retainage surrounded by a separate account that requires 2 signatures, YOUR'S AND HIS..

That will make him perceive better.

Check with your insurance.. there is coverage you can clutch out while your home is under construction, it will later convert to a homeowners policy. Your lender will probably require it.
look on the rics website or type start again costs into google - will give you easy calculator to find out. Many citizens have too much as their b.insurance as will cost about lb100,000 to rebuil most average houses contained by uk

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