Canadian title insurance put somebody through the mill: I bought an elder house, and the crypt floods every spring.?
The reason why is there is a big parking lot beside me that the snow sometimes get plowed up on the side facing our house, and the slope of the land goes towards my house. This be not disclosed in any of the purchase documents, nor during the house inspection. When I complained to the owner of the big parking lot they said, "oh yes, that's a problem, there be a big flood once, every one knows about it...better procure your foundation fixed." Nice.
Can I make a claim on title insurance since I feel this information be deliberately withheld? Everyone may have prearranged but I moved in from out of town.
When answering, please remember this is a Canadian law put somebody through the mill.
Answers:
you inevitability homeowners insurance not title insurance. If you're that stupid how did you ever manage to buy a house?
well , 1st piece is what province you live.
each handles that type of problem differently..
second is that you can other ask the provincal
goverrnment for stocking rights, and start a trout fishing hole
in your basement,
basically think of the money you could make.
probably discharge off the house in merely a few years.?
3rd ly if there is a lot of pull,I would make a claim against
the insurance,secondly if a parking lot is dumping snow near
satisfactory to your house that if floods when melting ,id see something like
sueing the contractor of the snow removal company,or the owners of the parking lot.one of them is liable for this mess.
best regards,
and good luck.
Consult a local lawyer. It shouldn't cost for a consultation.
There are lots of issues raised by your query, enough that even if an answerer actually know Canadian law they would not be able to provide a full answer. I for instance don't even know plenty about Canadian law to know whether it is basically Canadian law that matters, or if adjectives law also matters.
Here are some of the issues: does title insurance cover it, lower than the law or under your specific policy? If not, do you own a cause of action against for fraud, intentional or slipshod misrepresentation, against the seller? Or for negligence or nuisance against the parking lot worker? Or against the inspector who inspected the house prior to purchase? Is there another insurance policy that might cover the damage -- any your own, or the parking lot operators? Is there a statute of reduction issue, given that this happens every Spring?
You will also have to enjoy a damage assessment, including your foundation.
Not on the title insurance, title insurance just manner that the title to the property is clean - ie, no one else can claim any ownership or division ownership of the premises. Do consult an attorney, as you might have a lawsuit against the owner of the parking lot - by plowing the snow up against your side of the lot, the runoff from the melting snow is whats dangerous your house/foundation/basement.
So he's actually doing the damage . . . AND he know about it, but is damaging it anyway. Sounds close to an open & shut case to me. He should be paying for the repairs, AND not putting snow here any more.
Related Questions:
Can I make a claim on title insurance since I feel this information be deliberately withheld? Everyone may have prearranged but I moved in from out of town.
When answering, please remember this is a Canadian law put somebody through the mill.
Answers:
you inevitability homeowners insurance not title insurance. If you're that stupid how did you ever manage to buy a house?
well , 1st piece is what province you live.
each handles that type of problem differently..
second is that you can other ask the provincal
goverrnment for stocking rights, and start a trout fishing hole
in your basement,
basically think of the money you could make.
probably discharge off the house in merely a few years.?
3rd ly if there is a lot of pull,I would make a claim against
the insurance,secondly if a parking lot is dumping snow near
satisfactory to your house that if floods when melting ,id see something like
sueing the contractor of the snow removal company,or the owners of the parking lot.one of them is liable for this mess.
best regards,
and good luck.
Consult a local lawyer. It shouldn't cost for a consultation.
There are lots of issues raised by your query, enough that even if an answerer actually know Canadian law they would not be able to provide a full answer. I for instance don't even know plenty about Canadian law to know whether it is basically Canadian law that matters, or if adjectives law also matters.
Here are some of the issues: does title insurance cover it, lower than the law or under your specific policy? If not, do you own a cause of action against for fraud, intentional or slipshod misrepresentation, against the seller? Or for negligence or nuisance against the parking lot worker? Or against the inspector who inspected the house prior to purchase? Is there another insurance policy that might cover the damage -- any your own, or the parking lot operators? Is there a statute of reduction issue, given that this happens every Spring?
You will also have to enjoy a damage assessment, including your foundation.
Not on the title insurance, title insurance just manner that the title to the property is clean - ie, no one else can claim any ownership or division ownership of the premises. Do consult an attorney, as you might have a lawsuit against the owner of the parking lot - by plowing the snow up against your side of the lot, the runoff from the melting snow is whats dangerous your house/foundation/basement.
So he's actually doing the damage . . . AND he know about it, but is damaging it anyway. Sounds close to an open & shut case to me. He should be paying for the repairs, AND not putting snow here any more.
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