I involve to find out the home owners insurance information for the house i am renting?
I am having a communication issue with my proprietor and he refuses to tell me the label of his home insurance company for the house i currently reside in.I just stipulation to know how to go about finding this out
Answers:
I would need to know why you need his property insurance information ?
A landlords HO policy protects his building, (part A) any sheds, detached garages (part B) vandelism if the building is unfilled for up to 30days -so depending on what the issue is, the question is why you the renter need this information -
If you be hurt on the property due to neglect , such as rotted steps or faulty electrical system, you may have a claim, but other then that, the innkeeper policy is there to protect the building, the landlords investment, and the bank's investment if the house is financed. Source(s): Licensed insurance agent/underwriter/currently taking P and C course for Oregon.
Even if you find out the name of the company...they will not bequeath you any information nor allow you to file a claim because the policy holder is the landlord. Knowing would serve no purpose. If you enjoy a dispute that you can not settle with him...file a claim contained by small claims court and sue
Unless you are file a claim for damage to you or another lease - recognized resident of your rented space, or a guest, you may not know how to get the info. The only other drive you can get the info is if you have incurred spoil to your owned property as the direct result of the owner's actions or negligence. More info on your situation would help.
If you do not hold a policy that covers your personal property and personal liability and medical payments to guests, you need a renters policy! Source(s): Hi, I have be in the homeowners and auto insurance biz for 30 years. This is US experience, btw.
Related Questions:
Answers:
I would need to know why you need his property insurance information ?
A landlords HO policy protects his building, (part A) any sheds, detached garages (part B) vandelism if the building is unfilled for up to 30days -so depending on what the issue is, the question is why you the renter need this information -
If you be hurt on the property due to neglect , such as rotted steps or faulty electrical system, you may have a claim, but other then that, the innkeeper policy is there to protect the building, the landlords investment, and the bank's investment if the house is financed. Source(s): Licensed insurance agent/underwriter/currently taking P and C course for Oregon.
Even if you find out the name of the company...they will not bequeath you any information nor allow you to file a claim because the policy holder is the landlord. Knowing would serve no purpose. If you enjoy a dispute that you can not settle with him...file a claim contained by small claims court and sue
Unless you are file a claim for damage to you or another lease - recognized resident of your rented space, or a guest, you may not know how to get the info. The only other drive you can get the info is if you have incurred spoil to your owned property as the direct result of the owner's actions or negligence. More info on your situation would help.
If you do not hold a policy that covers your personal property and personal liability and medical payments to guests, you need a renters policy! Source(s): Hi, I have be in the homeowners and auto insurance biz for 30 years. This is US experience, btw.
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