I hold house insurance. the deductible is 1400.00 and i income 700.00 per year. apposite contract?

Answers: the deductible is the same as two years premium, don't sound devout to me but all insurance is a Rip off for the consumer.
Yes, it's reasonable. Why don't you reckon it is?
That's an irregular deductible amount - is it a percentage of theh building? No way of telling if it's other without knowing the amount of coverage, and the perils insured against. If you own fire-only coverage on a $40,000 house, it's a ripoff. If you have an ho-3 on a $200,000 house, it's a great deal.
A $1400.00 deductible is probably a percentage deductible. With homeowners insurance, the rates usually run down with larger deductibles.

The best way to determine if what you're paying is other is to call different insurance companies and have them quote a price base on the exact same coverages/deductibles that you have currently.

By those quotes - whether they're higher or lower - you'll know whether or not it's other.

But - even though someone may offer a lower premium, you have to consider the company. Are they financially solvent - own they been in business for awhile, what's their reputation, etc...
Depends where you are, how big your house is, etc.

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