How do I found out if a friends house have house insurance?
I was recently at my friend/co-workers house when her dog, a pitbull, bit me contained by the lip. I had to have severe surgery to repair the lip. And go through excruciating pain. At first I decided not to sue her but the more I thought just about it and the more my other friends kept being pursistant, I am thinking about going ahead and suing. Even though she is my friend and I do own to work with her.
My lawyer asked me if she have house insurance being that it happened contained by her house and I told him that she had told me no she didn't have any. He said he didn't believe that.
How do I find out if she's lieing to me? If she is I am going ahead beside suing her.
Answers:
You have no path of finding out. All you can do is ask your friend, and you've already done that.
Your lawyer may be able to find out rightfully. Ask him.
Friend ir not, you are permanently disfigured, you will always enjoy a scar, and suffered actual pain and possible emotional distress as well.
I would sue, she have to take responsibility for her actions. She have a dangerous animal in her house and former to protect you from him.
She is most likely telling the truth roughly speaking insurance though. Most companies will not insure a house if a dangerous animal resides there, and pit bulls are the poster child of dicey dogs.
who the eff cares, she's your friend... and it's not her fault her dog bit you, she doesn't control it's brain. stop one 2 years old.
You cannot discover that answer. Your option is to sue your friend, and consequently observe the result. If she DOES have insurance, they will become involved. Understand, however, that a huge majority of insurers do NOT cover pitbulls below homeowner insurance. If you bring suit, she may end up paying out of pocket, and face withdrawal of her insurance, due to keeping a pitbull in the residence.
Friend or not, you should pursue a lawsuit with this one. Unless her home is completely paid rotten her mortgage company will require that she have homeowner's insurance. (If she is renting, that is a different story. She may not hold renter's insurance if she is renting.) However, as someone already pointed out, some companies do not cover pit bulls under the homeowner's insurance. If you think that you could avoid adjectives of this because she will just straight up pay you for your medical bills, consequently talk to her about it. Otherwise directory a lawsuit. Probably one of the following will happen:
1. She does not have insurance. If you win, ruling would be against her personally and she will need to pay cheque you.
2. She has insurance that does not cover pit bulls. See result of #1.
3. She has insurance that does cover pit bulls. If you win, insurance company pays.
Of course, solely you know how valuable (or not) this friendship is to you, or how much money is involved. Those factors can give support to you decide if it is worth it or not.
If she has a mortgage the lender requires her to have homeowner's insurance and most policies cover animal bites. I would budge ahead and sue her.
For a dog bite you don't go to small claims court, ever.
Check with a title insurance company to see if she really owns the property and if she does who the lien holder is. If here is a lien holder there is an insurance policy. (your lawyer should do that for you)
Advise your friend to contact her insurance owner of the incident so that they can cover your medical costs. Her insurance company then should contact you.
When your lawyer files your suit he will afterwards be able to find out who the insurance company is and the policy limits through discovery.
Your legal representative wants to know if there is insurance because he requirements to know if the case would be worth his while to pursue. If she doesn't have insurance he will probably not run the case unless she has abundantly of other assets.
Normally a person have insurance on a car or house is private business. Even if you find out she has a homeowners insurance policy,if you telephone call the insurance company, for privacy reasons they can not talk to you give or take a few an insurance policy they might have with your friend.
Why don't you yak with your friend about the medical bills you hold incurred. She might offer to pay them. If you own not spoke to her she might think you are able to rate the medical or hospital debts. She might even think you might have insurance to switch this type incident.
You might do this in a letter, email or direct conversation near her.
If you decide to sue your friend in small claims court you will not hold to use a lawyer. In most states the maximum you may sue for in small claims court is approximately $5000. Some states allow more but this is in the order of the norm.
If you are successful it would not matter if she had insurance or not, she would still be required to salary any amount the small claims court award you.
I hope this has been of some benefit to you, angelic luck.
"FIGHT ON"
There is no database where you can look up whether or not she has insurance so you are going to hold to take her word for it. The reason your legal representative is asking is because he probably won't take your case unless she does. Injury lawyer get paid big when the settlement is big and the insurance company have much deeper pockets than your friend.
The only way to find out is to sue her and if she involves her insurance after she has insurance.
Related Questions:
My lawyer asked me if she have house insurance being that it happened contained by her house and I told him that she had told me no she didn't have any. He said he didn't believe that.
How do I find out if she's lieing to me? If she is I am going ahead beside suing her.
Answers:
You have no path of finding out. All you can do is ask your friend, and you've already done that.
Your lawyer may be able to find out rightfully. Ask him.
Friend ir not, you are permanently disfigured, you will always enjoy a scar, and suffered actual pain and possible emotional distress as well.
I would sue, she have to take responsibility for her actions. She have a dangerous animal in her house and former to protect you from him.
She is most likely telling the truth roughly speaking insurance though. Most companies will not insure a house if a dangerous animal resides there, and pit bulls are the poster child of dicey dogs.
who the eff cares, she's your friend... and it's not her fault her dog bit you, she doesn't control it's brain. stop one 2 years old.
You cannot discover that answer. Your option is to sue your friend, and consequently observe the result. If she DOES have insurance, they will become involved. Understand, however, that a huge majority of insurers do NOT cover pitbulls below homeowner insurance. If you bring suit, she may end up paying out of pocket, and face withdrawal of her insurance, due to keeping a pitbull in the residence.
Friend or not, you should pursue a lawsuit with this one. Unless her home is completely paid rotten her mortgage company will require that she have homeowner's insurance. (If she is renting, that is a different story. She may not hold renter's insurance if she is renting.) However, as someone already pointed out, some companies do not cover pit bulls under the homeowner's insurance. If you think that you could avoid adjectives of this because she will just straight up pay you for your medical bills, consequently talk to her about it. Otherwise directory a lawsuit. Probably one of the following will happen:
1. She does not have insurance. If you win, ruling would be against her personally and she will need to pay cheque you.
2. She has insurance that does not cover pit bulls. See result of #1.
3. She has insurance that does cover pit bulls. If you win, insurance company pays.
Of course, solely you know how valuable (or not) this friendship is to you, or how much money is involved. Those factors can give support to you decide if it is worth it or not.
If she has a mortgage the lender requires her to have homeowner's insurance and most policies cover animal bites. I would budge ahead and sue her.
For a dog bite you don't go to small claims court, ever.
Check with a title insurance company to see if she really owns the property and if she does who the lien holder is. If here is a lien holder there is an insurance policy. (your lawyer should do that for you)
Advise your friend to contact her insurance owner of the incident so that they can cover your medical costs. Her insurance company then should contact you.
When your lawyer files your suit he will afterwards be able to find out who the insurance company is and the policy limits through discovery.
Your legal representative wants to know if there is insurance because he requirements to know if the case would be worth his while to pursue. If she doesn't have insurance he will probably not run the case unless she has abundantly of other assets.
Normally a person have insurance on a car or house is private business. Even if you find out she has a homeowners insurance policy,if you telephone call the insurance company, for privacy reasons they can not talk to you give or take a few an insurance policy they might have with your friend.
Why don't you yak with your friend about the medical bills you hold incurred. She might offer to pay them. If you own not spoke to her she might think you are able to rate the medical or hospital debts. She might even think you might have insurance to switch this type incident.
You might do this in a letter, email or direct conversation near her.
If you decide to sue your friend in small claims court you will not hold to use a lawyer. In most states the maximum you may sue for in small claims court is approximately $5000. Some states allow more but this is in the order of the norm.
If you are successful it would not matter if she had insurance or not, she would still be required to salary any amount the small claims court award you.
I hope this has been of some benefit to you, angelic luck.
"FIGHT ON"
There is no database where you can look up whether or not she has insurance so you are going to hold to take her word for it. The reason your legal representative is asking is because he probably won't take your case unless she does. Injury lawyer get paid big when the settlement is big and the insurance company have much deeper pockets than your friend.
The only way to find out is to sue her and if she involves her insurance after she has insurance.
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