Anyone driving your vehicle is covered underneath your insurance as long as they don't live contained by your house.?
This is per my insurance company.
Answers:
If that's what the insurance company told you why are you asking a question?
Anyone who lives in your household and have a valid drivers license should be listed as a driver on the policy. Anyone who you let borrow your vehicle, as long as they don't live surrounded by your house and are not using this as their regular use vehicle, are covered to drive the vehicle.
If i.e. what your insurance company said, then it is probably right. But if who ever is driving your car, also have a vehicle of their own and has insurance, usually it is that insurance that will cover any accident or incident.
Your insurance company is excluding your household/family members of cover, their policy is reasonably strange.
A car napper don't live in your house and I'm sure he won't be covered.
Yes, with many carrier, anyone driving the insured car is covered.
There are some exceptions:
1. They cannot regularly drive the vehicle. If they do, they should be named on the policy.
2. They cannot use the vehicle for business purposes.
3. They cannot live surrounded by your home, if they do they should be named on the policy. Source(s): Insurance Agent
Basically if you allow a friend to drive your sports car, then they are covered if involved in an disaster your insurance will act as primary. A family bough can drive your car as well as long as they are not excluded bad of your policy i.e. a young teenage driver. Source(s): General Lines Agent
Related Questions:
Answers:
If that's what the insurance company told you why are you asking a question?
Anyone who lives in your household and have a valid drivers license should be listed as a driver on the policy. Anyone who you let borrow your vehicle, as long as they don't live surrounded by your house and are not using this as their regular use vehicle, are covered to drive the vehicle.
If i.e. what your insurance company said, then it is probably right. But if who ever is driving your car, also have a vehicle of their own and has insurance, usually it is that insurance that will cover any accident or incident.
Your insurance company is excluding your household/family members of cover, their policy is reasonably strange.
A car napper don't live in your house and I'm sure he won't be covered.
Yes, with many carrier, anyone driving the insured car is covered.
There are some exceptions:
1. They cannot regularly drive the vehicle. If they do, they should be named on the policy.
2. They cannot use the vehicle for business purposes.
3. They cannot live surrounded by your home, if they do they should be named on the policy. Source(s): Insurance Agent
Basically if you allow a friend to drive your sports car, then they are covered if involved in an disaster your insurance will act as primary. A family bough can drive your car as well as long as they are not excluded bad of your policy i.e. a young teenage driver. Source(s): General Lines Agent
Related Questions:
- If a babysitter is renting my house should I require some sympathetic of insurance from them within crust of accident?
- Florida insurance companys are not riting policies fpr twirl deface bank wont administer a house loan lacking it so
- How ancient is my house? Doesn't influence within HIP. Suveyor guessed 100 years. That ok for insurance purposes?
- Is it a bleak opinion to bring back CMHC mortgage insurance when buying a house?
- Just give or take a few to move out my parents house.. What do I requirement? Which insurance companies donate the CHEAPEST?