Does a spent conviction own to be disclosed to an insurance company for the purpose of house insurance?
The conviction does not relate to any form of theft or dishonesty
Answers:
If they ask for the information, yes. If you not tell the truth, then make a claim on the policy next, they can refuse to pay.
do they ask for convictions? If they do I wouldn't sprawl....if they do not have a question on the subject of it I guess I wouldn't worry about it....usually applications own an area to explain if you answer yes to that question....
I am pretty sure that if the conviction is spent (ie the correct time have passed for the offence) you do not have to declare it to anyone at adjectives!
This might nouns like a cliche but honesty is the best policy. Even if it doesn't have anything to do near theft or dishonesty, better to disclose it rather than for them to find out.
A criminal conviction in the U.K. is a fabric fact if the conviction involves dishonesty, irresponsibility, or criminality that is ‘repugnant to tedious social or business standards of integrity’ and is either related to the risks insured or induces a likely insurer to apprehend greater than normal moral hazard. Certain convictions within the U.K. with mild sentences become “spent” and are therefore unobserved for all purposes, including insurance disclosure, after a certain amount of time and depending upon the sentence. (The Rehabilitation of Offenders Act 1974.) Source(s): http://www.cr-law.co.uk/articles/viewart…
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Answers:
If they ask for the information, yes. If you not tell the truth, then make a claim on the policy next, they can refuse to pay.
do they ask for convictions? If they do I wouldn't sprawl....if they do not have a question on the subject of it I guess I wouldn't worry about it....usually applications own an area to explain if you answer yes to that question....
I am pretty sure that if the conviction is spent (ie the correct time have passed for the offence) you do not have to declare it to anyone at adjectives!
This might nouns like a cliche but honesty is the best policy. Even if it doesn't have anything to do near theft or dishonesty, better to disclose it rather than for them to find out.
A criminal conviction in the U.K. is a fabric fact if the conviction involves dishonesty, irresponsibility, or criminality that is ‘repugnant to tedious social or business standards of integrity’ and is either related to the risks insured or induces a likely insurer to apprehend greater than normal moral hazard. Certain convictions within the U.K. with mild sentences become “spent” and are therefore unobserved for all purposes, including insurance disclosure, after a certain amount of time and depending upon the sentence. (The Rehabilitation of Offenders Act 1974.) Source(s): http://www.cr-law.co.uk/articles/viewart…
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