If your house is destroyed by termite, would you be covered by your homeowner's insurance?

Answers: Absolutely if the termite be driving a car when it destroyed the house. Otherwise, absolutely not!
Read your policy Source(s): http://www.egooglecash.com/all-insurance.html
No vermin or Pestilence coverage. How ever if the Termites
Caused something else to arise to your house as a result ..Like Collapse then their would be coverage.
Individual policies vary. Read yours to find out if it is covered.
The answer to this press 95% of the time will be no. However, you can purchase this coverage by endorsement with some carrier out there. I do not know anyone that has purchased it as it will bump up your premium by about $250 a year on average. Source(s): insurance agent 23+ years
Insurance pays for unexpected damage, not for things accumulaterd over time. So, if you have some termiteproblem it is not covered.

But home insurance will rate for COLLAPSE of building evenif it happend as a result of termite damage.
No. Termite damage is excluded - it's a maintenance issue. Source(s): agent, 21+ years
Best thing to do is to contact your Insurance Company. This is dreadful news and I wish you well brought-up luck. Source(s): Insurance Provider
No, you have to purchase what is called a termite bond to "insure" your home againist termites. You can purchase it throught a company resembling orkin or terminix in combination with pest control services. You also requirement to check to see if the bond covers just the structure of the home or its contents as well.
Nope, it is excluded surrounded by all the cases I have see. Source(s): Lic Ins Agent

Related Questions:
To acquire condition insurance for pregancy do they check your house payments?   Does home insurance cover when you rent out the house and the tenant cause a house fire?   I enjoy flood insurance ,my house get flooded by a busted pipe they dispatch a contractor to see the make worse .?   How much is your house worth and how much do you income for Insurance and Tax?   How do you multiply the re-build appeal of a house for insurance purposes?