What do i call for to do for house insurance?

I need to know what i need to do, how i want to clean my house, for insurance. what specifically do they inspect for? Wiring, fire hazards? What exactly do i stipulation to clean up. I live in an apartment above a mechanic's garage. The garage nouns is filled with cars/motorcycles, and miscellaneous tools, automotive equip. There's also a storage nouns on the bottom level. The apartment upstairs doesn't have proper insulation, but does that situation? Please help me and let me know if there's a checklist i can download, or what. THANK YOU!
Answers:
OK, this isn't house insurance.

This is commercial property, and you probably ALSO should own a tenant homeowners for your personal liability and contents.

Your agent should help you with this - the "loss control" for the mechanic's shop underneath is slightly detailed - and the information is quasi-proprietary, so you won't be able to download a sheet.

But your AGENT should be willing to totter through and make suggestions.


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