My heat system stopped working after a escape surrounded by my underground store. my house is deeply cold will the insurance cover ?
Do you think the insurance company will assist me in replacing it?
Answers:
Not necessarily, but I sure would call my insurance company and find out, if you don't hold a copy of your policy! It's worth a try.
I work for a fire/water damage restoration company, and here is how this works....
First, did you wallet a claim? If not, then you need to do so. The insurance company will transport an adjuster out to survey the damage. If they can prove (or you) that the leak (not sure what from, not plenty info provided) caused the heat system to fall through, then there is a accident you could be covered. Again, because you have not stated why the leak started, what cause it, what you have done to repair....etc. I am limited contained by the advice I can give you.
I will put in the picture you that in a water wreck situation, 98% of insurance companies will cover the damage water did, but will not cover the cost of repairing/replacing source of marine damage (i.e. hot water furnace leak, toilet leaking, etc.)
Hope that help. I wish I could provide you more information.
why don't you call your insurance company for the true answer.
Maybe - depends on your coverage. Give your agent a call, that's what he's there for - he'll agree to you know what's covered and what's not.
depends on a fe variables. what cause the leak? if the leak is coverd and cause damage then you can turn that route. if the heating system simply stopped working then the insurance co will not cover it bc they do not cover everyday "wear and tear." for the best answer contact your agent and they should know. i
Related Questions:
Answers:
Not necessarily, but I sure would call my insurance company and find out, if you don't hold a copy of your policy! It's worth a try.
I work for a fire/water damage restoration company, and here is how this works....
First, did you wallet a claim? If not, then you need to do so. The insurance company will transport an adjuster out to survey the damage. If they can prove (or you) that the leak (not sure what from, not plenty info provided) caused the heat system to fall through, then there is a accident you could be covered. Again, because you have not stated why the leak started, what cause it, what you have done to repair....etc. I am limited contained by the advice I can give you.
I will put in the picture you that in a water wreck situation, 98% of insurance companies will cover the damage water did, but will not cover the cost of repairing/replacing source of marine damage (i.e. hot water furnace leak, toilet leaking, etc.)
Hope that help. I wish I could provide you more information.
why don't you call your insurance company for the true answer.
Maybe - depends on your coverage. Give your agent a call, that's what he's there for - he'll agree to you know what's covered and what's not.
depends on a fe variables. what cause the leak? if the leak is coverd and cause damage then you can turn that route. if the heating system simply stopped working then the insurance co will not cover it bc they do not cover everyday "wear and tear." for the best answer contact your agent and they should know. i
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