Where can I find a right homeowners insurance policy contained by Florida?
I have 2 homes to insure. One is a double wide 2004 on 9.5 acres the other is a house 2bdr 1 bth & is somewhat older. HELP PLEASE!
Answers:
OK, the first one isn't a home - it's a mobile home or trailer. NOT the standard homeowners. It's not easy to insure a house surrounded by FL, and REALLY not easy to insure a trailer, especially if you're coastal.
SO. ONE of these at least, is apparently a rental. The agent that writes your primary coverage for the place you live, should be the one doing the rental.
But assuming your agent can't help you, you're MOST LIKELY going to be stuck with Citizens, the Florida state run insurance company. It's really expensive, and they're extremely slow paying claims. But they're still writing new business, which is more than just roughly anyone else can say.
If you're with Citizens presently, or you have a Citizens quote, well, that's the current open market. You could try Foremost for both, they'll do rentals and trailers, but I don't know if they're currently writing in Florida. No one else seems to be. Source(s): agent, 21+ years
Related Questions:
Answers:
OK, the first one isn't a home - it's a mobile home or trailer. NOT the standard homeowners. It's not easy to insure a house surrounded by FL, and REALLY not easy to insure a trailer, especially if you're coastal.
SO. ONE of these at least, is apparently a rental. The agent that writes your primary coverage for the place you live, should be the one doing the rental.
But assuming your agent can't help you, you're MOST LIKELY going to be stuck with Citizens, the Florida state run insurance company. It's really expensive, and they're extremely slow paying claims. But they're still writing new business, which is more than just roughly anyone else can say.
If you're with Citizens presently, or you have a Citizens quote, well, that's the current open market. You could try Foremost for both, they'll do rentals and trailers, but I don't know if they're currently writing in Florida. No one else seems to be. Source(s): agent, 21+ years
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