Any Insurance Co cover permitted matter beside ones homeowner Ins.?

Answers: You would call for to specify the legal matter. Read your policy and it should update you that you have to be legally liable for a suit against you for it to repay.
That depends on your legal matter and what your policy say. It's best to contact your agent and have them run the scenario by the claims dept. We have these question all the time. The insurance companies duty to defend you is greater than their duty to indemnify. If it's questionable, they may extend a defense to you underneath a reservation of rights of ROR. That simply states that as they continue to investigat the loss and if coverage exists, they reserve the right to disclaim/deny coverage should that be appropriate. Them providing a defense does not estop them in anyway.

You should post what your situation is for more specific answers. We have a policy which covers you for not only bodily injury you may produce to someone but also personal injury which includes false arrest, imprisonment, malicious prosecution and detention, wrongful eviction, entry, invasion of rights of privacy, libel, slander, slander of character, and discrimination because of see, color, religion or national origin so you never know. It's hard to know what is and is not covered until a proper investigation is completed.
Good luck
Yes, if you are sued for certain things, it's covered under your homeowners policy. This would include defense costs and judgements, up to your policy boundaries.

It does NOT cover defense costs for, example, DUI charges, or any legal prodedings YOU initiate.

Check with your agent to attain policy specific, situation specific answers for you. Source(s): agent, 20+ years
If you have a claim from an occurrence covered by your homeowners policy that involves a third delegation, the insurer has the right and duty to defend your and its rights if the issue becomes adjudicated.

Contact your broker, who will hand over you specific direction for filing the claim and its aftermath. Source(s): Career insurance knowledge.

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