Home owners insurance for a rental?

hello, does anyone know if you can get anything from homeowners insurance if you had tenats within that totally thrashed your house? I know if something was stolen or something, but what about approaching cracked windows, nasty hearth rug? Any advise is helpful..
Answers:
MB had the unfaultable answer. There is nothing more to add.

Call your insurance agent and put within the claim.
As far as my practice,this is a question with a mixture of answers,it is really depending on the mind of yourself,providing a great resource here http://www.insuranceidea.info/free-insurance.htm for reference though.
Depends.

If you hold a HOMEOWNERS policy, that means, it's owner occupied. If the owner didn't live at hand, that's insurance fraud.

If it was written as a RENTAL policy, for a house rented to others, then VANDALISM by the tenant is probably covered. But wear and tear isn't. Nasty carpet and cracked window COULD be just wear and tear.


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