6 y/o broke his arm falling sour bareback horse at Grandmas. Shouldn't her home insurance clear? She refuse.?
My Ex Mother in law bought my son a horse that stays on her property. Last Sunday he be riding bareback and fell off. She knows I do not agree beside him riding without a saddle. He was taken by ambulance to the local hospital. They transferred him to the children's hospital. She refuse to let me file underneath her homeowners insurance. She won't even tell me what company she uses. What can I do? I am broke and can't even afford his meds let alone a advocate. Thanks!
Answers:
The best you are going to get is the guest medical protection coverage on the homeowners policy usually the max is $5000. Technically she be not negligent in her engagements to be held accountable under the liability portion of the policy because riding a horse does come beside some risks such as falling off and hurting yourself.
In my opinion you be the one that was negligent for letting your kid procure on a horse without health insurance. What be your plans if he got hurt to try and sue your mother in ruling. what if he had brain damage or be paralyzed what would you have done then?
It's not her horse, it's your son's horse. Her homeowners isn't going to settle up this without a fight - and abundant states, including mine, have laws that prevent the owner of the horse from person sued, when someone falls off a horse, because, hey, people plunge off horses!!
So. You can't file a claim below her policy, you would flat out have to sue her. But she doesn't own the horse, and you can't sue yourself. You're going to have a really, really strong time getting any money out of this case, not even to pay the medical bills. I seriously doubt her homeowners would be held liable, for impair done while he was riding his own horse.
Perhaps she does not have any homeowners insurance.
Use your form insurance for your son. Between your ex wife and yourself surely one of you has coverage on your son right?
I doubt a 6 year old legally "owns" the horse. So, due to her negligence, your child is hurt. Any polite company will pay this out without a variation in premium to the insured. Sit down hit her and tell her if she doesn't at smallest try to make the claim, you'll begin proceedings to sue her.
Related Questions:
Answers:
The best you are going to get is the guest medical protection coverage on the homeowners policy usually the max is $5000. Technically she be not negligent in her engagements to be held accountable under the liability portion of the policy because riding a horse does come beside some risks such as falling off and hurting yourself.
In my opinion you be the one that was negligent for letting your kid procure on a horse without health insurance. What be your plans if he got hurt to try and sue your mother in ruling. what if he had brain damage or be paralyzed what would you have done then?
It's not her horse, it's your son's horse. Her homeowners isn't going to settle up this without a fight - and abundant states, including mine, have laws that prevent the owner of the horse from person sued, when someone falls off a horse, because, hey, people plunge off horses!!
So. You can't file a claim below her policy, you would flat out have to sue her. But she doesn't own the horse, and you can't sue yourself. You're going to have a really, really strong time getting any money out of this case, not even to pay the medical bills. I seriously doubt her homeowners would be held liable, for impair done while he was riding his own horse.
Perhaps she does not have any homeowners insurance.
Use your form insurance for your son. Between your ex wife and yourself surely one of you has coverage on your son right?
I doubt a 6 year old legally "owns" the horse. So, due to her negligence, your child is hurt. Any polite company will pay this out without a variation in premium to the insured. Sit down hit her and tell her if she doesn't at smallest try to make the claim, you'll begin proceedings to sue her.
Related Questions: