What type of insurance is within to cover the cost of a home surrounded by the event of the owners demise?

I guess the question kinda says it adjectives. A family member told me to find some information on this on the behalf of my mother who is sick next to a disease that will eventually be fatal. I called the mortgage company, and they told me that they don't extend something like this and that I would have to consult next to an outside insurer. The lady told me that it's not homeowner's insurance but it goes beneath a different name that she couldn't recall at the time. Any design? Thanks
Answers:
It is called mortgage protection insurance it is a type of life insurance. Check out metlife.com they proffer this type of insurance and just about any other type you have need of.
Mortgage insurance only covers the lenders butt, not the homeowners. If you default on your mortgage, the mortgage insurance make sure your lender still gets paid, but you still lose the home if you can't manufacture payments.

Also, and it's too late to get this in a minute, life insurance and social security benefits recurrently cover the expense of the home's mortgage.

BTW, when you call for insurance, do not offer them any info that they do not request. Some lenders do own insurance policies, sometimes called mortgage protection insurance, different than mortgage insurance) but seeing as your lender may already know the situation, they may not be likely to tender it.
MelB, Home insurance is actually very flexible. I'm not acquainted with all the details of my home policy, but my homeowners insurance agent is other a phone call away. Try visting your agent or a homeowners agent in your town. http://www.easyhomeinsuranceguide.com They will know how to assist you.
Life insurance. Mortgage companies don't offer it. Insurance companies do.

So-called "mortgage insurance" is only a special form of life insurance where the proceeds are directed to the mortgage harmonize instead of an individual beneficiary.
homeinsurance.awardspace.us - try this one. Got my home insurance from them. As I know they provide such a service.
Life insurance or mortgage protection insurance will cover this.. however, since she is already sick, no insurance company will insure her. Check to see if she already has life insurance, conceivably through work?
Well, life insurance would be an option, but if your mother is so sick, it may be complicated for her to get a policy. The whole point of enthusiasm insurance is so the family is not left beside the burden of debt (in your case at least). I know when we got our auto loan, at hand was an insurance that they offered us, if my husband would die, the loan would be paid sour, but I'm not sure if there's a similar one for mortgages. Contact some different financial institutions and ask them....you're bound to find someone who could help you.
Mortgage insurance. If she has this insurance and then pass away, the mortgage will be paid off.

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