CAR -MICHIGAN HIT AND RUN ACCIDENT- NEIGHBOR CAUGHT ON HOME SECURITY CAMERAS -CAR ONLY HAS PLPD INSURANCE?
Police watched video and went to home ower where on earth they live down the street -and owner of other car confess to police that they hit and ran from acident - but here within Michigan we have a no-fault law - My daughters saloon only has PLPD insurance which funds its not covered for any thing but driving it and being insured surrounded by Michigan - So How do We make them Pay for All the damages to car -its probable $3,000 worth of make worse -HELP
Answers:
Assuming the blue book value for the motor is higher then 3K you sue surrounded by small claims and hope the person is collectable if not afterwards not much one can do
THE NO FAULT LAW ONLY APPLIES WHEN THERE ARE TWO CARS INVOLVED BOTH BEING OPERATED BY DIFFERENT DRIVERS,THIS IS A HIT AND RUN ACCIDENT AND THEY ARE LABILE FOR ALL DAMAGES. Source(s): INSURANCE INVESTIGATOR.
You take them to court & sue them.
This is why nobody should ever buy only liability insurance unless the car is worth nought, or one has enough money within their pocket to go out and buy a new one.
I hold said it before, and say it again, liability insurance is not saloon insurance, it is not car insurance, it is not car insurance!
Now she, on her own, have to claim for the damages, or the actual cash value of the vehicle, whichever is smaller quantity. You can't claim $3,000 if the car is only worth $1,000 for example.
As I read it, Michigan no-fault doesn't niggardly she can't claim.
"Property Protection
No-fault will pay up to $1 million for
damage your motor does in Michigan to other
people’s property, such as buildings and
fences. It will also settle for damage your car
does to another person’s properly parked
vehicle." Source(s): http://www.michigan.gov/documents/cis_of…
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Answers:
Assuming the blue book value for the motor is higher then 3K you sue surrounded by small claims and hope the person is collectable if not afterwards not much one can do
THE NO FAULT LAW ONLY APPLIES WHEN THERE ARE TWO CARS INVOLVED BOTH BEING OPERATED BY DIFFERENT DRIVERS,THIS IS A HIT AND RUN ACCIDENT AND THEY ARE LABILE FOR ALL DAMAGES. Source(s): INSURANCE INVESTIGATOR.
You take them to court & sue them.
This is why nobody should ever buy only liability insurance unless the car is worth nought, or one has enough money within their pocket to go out and buy a new one.
I hold said it before, and say it again, liability insurance is not saloon insurance, it is not car insurance, it is not car insurance!
Now she, on her own, have to claim for the damages, or the actual cash value of the vehicle, whichever is smaller quantity. You can't claim $3,000 if the car is only worth $1,000 for example.
As I read it, Michigan no-fault doesn't niggardly she can't claim.
"Property Protection
No-fault will pay up to $1 million for
damage your motor does in Michigan to other
people’s property, such as buildings and
fences. It will also settle for damage your car
does to another person’s properly parked
vehicle." Source(s): http://www.michigan.gov/documents/cis_of…
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