Where can I find modest home insurance?

Answers: "Reasonable" is in the eye of the beholder - or the pocketbook of the policyholder. If you're in the US, you should contact several local independent insurance agents, and narrate them that you're shopping around for quotes, and ask them for several insurance quotes. Be sure you're looking at "apples to apples" coverage, for a fair comparison.

If you're having a not easy time finding an agent willing to write your coverage, you need to find out why, and numeral out what the problem is so you can fix it.

Some common problems are: low value home, poor credit rack up, excessive claims filed in times past, lack of updates to the home (roof, heating, electric systems old/archaic), non-owner inhabited home, home poorly maintained or prior damage not repaired, or coastal property.
When I bought my house I checked out loads of places and Norwich Union be the cheapest. When I was a student and renting, Endsleigh were other the cheapest.
Depends where you live, in the UK try the moneysupermarket Source(s): http://www.moneysupermarket.com
Are you contained by the United States?
If you are in Illinois or Indiana call me.

Christopher Swing
Independent agent
217-246-2817

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