Will my home owners insurance reward for deface done by my mentally disabled son to a neighbors saloon?
My autistic son (17) was out in our front patio and picked up a pair of hedge-clippers we had be using and threw it at a car damaging the backside door. He was having an autistic moment of bluster and we could not get to him fast adequate to stop what was happening. will our home owners insurance hold care of it?
Answers:
might
It's more likely that the car owner's insurance policy would cover it. And the coup¨¦ insurance company would probably decide not to sue you to recover the money, because of the situation.
Or if the make worse is just $50 or some such amount, you should just income it to avoid all the paperwork and aggravation.
Maybe. But I'm almost positive that it would be cheaper for you to just remuneration your neighbor for the damage.
If you file a claim, you will still enjoy to pay your deductible (probably $500) and they will probably raise your rates by roughly speaking $1000 per year.
Related Questions:
Answers:
might
It's more likely that the car owner's insurance policy would cover it. And the coup¨¦ insurance company would probably decide not to sue you to recover the money, because of the situation.
Or if the make worse is just $50 or some such amount, you should just income it to avoid all the paperwork and aggravation.
Maybe. But I'm almost positive that it would be cheaper for you to just remuneration your neighbor for the damage.
If you file a claim, you will still enjoy to pay your deductible (probably $500) and they will probably raise your rates by roughly speaking $1000 per year.
Related Questions: