"if I rent a home and I crash into the garage door does my landlords insurance wage or my rental insurance reimburse?
i crashed into the garage door by accident. Who's insurance should pay? My rental insurance, which is for the houses contents and liability issues. Or my landlords homeowners insurance?
Answers:
your landlord will probably want you to pay for this. Rental insurance lately covers your property inside the dwelling. If you have auto insurance they may pay depending on what your coverage is. Sure the landlord's insurance co may cover the reduce to rubble, however they will probably seek a payment from your insurance (auto) company to reimburse themselves.
correct luck Source(s): works in insurance
If you crashed into the garage door with your saloon, your car insurance would be the one to respond. The liability portion of your renters cannot be used to respond to automobile claims. Further if the Landlord uses his insurance to pay for the impair, they will just go after you!
I hope this help. Good Luck! Source(s): Certified Insurance Counselor, Licensed Insurance Agent & Broker for over 29 years.
My rental policy have liability coverage in it as well to cover these sorts of things, it's even required surrounded by our lease to have it, see if your policy has duplicate.
How about your auto liability insurance?
How just about, your auto insurance?
Your tenant homeowners policy does NOT cover damage you do to a premises that you are renting. That's a standard exclusion.
Your landlord's policy MIGHT have an exclusion for wreck caused by the tenant, accidentally.
Your auto policy is the best source, but if you crashed not with a coup¨¦, or have no auto insurance, likely the tenant will come after you directly.
Ultimately, YOU are responsible for damage you cause to the landlord's premises - not deliberate or deliberate.
Related Questions:
Answers:
your landlord will probably want you to pay for this. Rental insurance lately covers your property inside the dwelling. If you have auto insurance they may pay depending on what your coverage is. Sure the landlord's insurance co may cover the reduce to rubble, however they will probably seek a payment from your insurance (auto) company to reimburse themselves.
correct luck Source(s): works in insurance
If you crashed into the garage door with your saloon, your car insurance would be the one to respond. The liability portion of your renters cannot be used to respond to automobile claims. Further if the Landlord uses his insurance to pay for the impair, they will just go after you!
I hope this help. Good Luck! Source(s): Certified Insurance Counselor, Licensed Insurance Agent & Broker for over 29 years.
My rental policy have liability coverage in it as well to cover these sorts of things, it's even required surrounded by our lease to have it, see if your policy has duplicate.
How about your auto liability insurance?
How just about, your auto insurance?
Your tenant homeowners policy does NOT cover damage you do to a premises that you are renting. That's a standard exclusion.
Your landlord's policy MIGHT have an exclusion for wreck caused by the tenant, accidentally.
Your auto policy is the best source, but if you crashed not with a coup¨¦, or have no auto insurance, likely the tenant will come after you directly.
Ultimately, YOU are responsible for damage you cause to the landlord's premises - not deliberate or deliberate.
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