Who is the best provider of home owner's insurance?
I am buying a house in St. Louis and I am shopping for home owners insurance and I would like recommend as to which provider I should use. Thanks!
Answers:
Two to avoid.
"you're NOT in biddable hands"
"NOT like a good neighbor"
Both own a habit of improperly paying claims.
They are all robbers.... Source(s): Live in Florida, the hurricane wealth of the world. A pox to all homeowner insurance company's houses!
There's no "one size fits all" best. Not all companies write within all states. The company that's best for a brand new house might be worst for a 50 year ripened house. One company might be best for a brick house, one might be best for urban houses.
There's no short cut - you'll have to shop around to find the best FOR YOU. A local independent agent can get you multiple quotes at one stop, so it might reclaim you some time. Source(s): agent, 21+ years
It's resembling asking who makes the best car? Who make the best ice cream? Who makes the best cookies? Who make the best hamburger? Where is the bast place to live? There really is no answer.
I am not going to say they are the best but I recommend Auto-Owners Insurance Company. I have be in the insurance industry for 35 years and that is the company I choose for my own insurance. I guess they are a very consumer oriented company.
Call an independent agent within your area that represents them. Source(s): 35 years of insurance industry experience
To get an accurate, fair quote, natter insurance broker. A broker works with many different companies and can find the best coverage and company for you. To find a broker, log onto a website approaching http://www.homeownerswiz.com and request a free quote. Be sure to ask about earthquake insurance, which you must purchase separately. One of the nation’s largest earthquakes occur in Missouri in 1812. Chances of another may give the impression of being remote, but consider the downside: You will have a home you cannot sell and cannot afford to repair, because your home equity will be wipe out. Source(s): http://ezinearticles.com/?Homeowners-Ins…
My personal preference is State Farm, but any of the big carriers should be fine.
Prices alter between areas. So if this is one of your concerns, I would open the phone book, call and catch quotes. Also word of mouth is good for things like this. Ask your ethnic group, friends and co-workers who they use and why.
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Answers:
Two to avoid.
"you're NOT in biddable hands"
"NOT like a good neighbor"
Both own a habit of improperly paying claims.
They are all robbers.... Source(s): Live in Florida, the hurricane wealth of the world. A pox to all homeowner insurance company's houses!
There's no "one size fits all" best. Not all companies write within all states. The company that's best for a brand new house might be worst for a 50 year ripened house. One company might be best for a brick house, one might be best for urban houses.
There's no short cut - you'll have to shop around to find the best FOR YOU. A local independent agent can get you multiple quotes at one stop, so it might reclaim you some time. Source(s): agent, 21+ years
It's resembling asking who makes the best car? Who make the best ice cream? Who makes the best cookies? Who make the best hamburger? Where is the bast place to live? There really is no answer.
I am not going to say they are the best but I recommend Auto-Owners Insurance Company. I have be in the insurance industry for 35 years and that is the company I choose for my own insurance. I guess they are a very consumer oriented company.
Call an independent agent within your area that represents them. Source(s): 35 years of insurance industry experience
To get an accurate, fair quote, natter insurance broker. A broker works with many different companies and can find the best coverage and company for you. To find a broker, log onto a website approaching http://www.homeownerswiz.com and request a free quote. Be sure to ask about earthquake insurance, which you must purchase separately. One of the nation’s largest earthquakes occur in Missouri in 1812. Chances of another may give the impression of being remote, but consider the downside: You will have a home you cannot sell and cannot afford to repair, because your home equity will be wipe out. Source(s): http://ezinearticles.com/?Homeowners-Ins…
My personal preference is State Farm, but any of the big carriers should be fine.
Prices alter between areas. So if this is one of your concerns, I would open the phone book, call and catch quotes. Also word of mouth is good for things like this. Ask your ethnic group, friends and co-workers who they use and why.
Related Questions: